The low access to finance institution is one of the obstacles faced by beef cattle farmers in the rural area. The cause were the high interest rates, collateral, lack of information, inadequate credit supply, long procedures and a relatively long distance between farmers and finance institution. The existence of Agribusiness Micro finance Institutions in Indonesia is one of the steps taken to overcome the constraints access financing faced by the community in the rural area. The study examined the effect of Agribusiness Micro finance Institution beef cattle farmers in rural areas in South Sulawesi. The study used descriptive research. The convenient sampling procedure was used to select eighty beef cattle farmers. Data were generated through questionnaire and interview, then used descriptive and descriptive statistics analysis. The findings in this study were agrobusiness microfinance institutions increasing access to capital for beef cattle farmers, empowering farmer group members and increasing their involvement in farmer group activities, raising farmers awareness to allocate their savings for farmers group interest. Thus the micro agribusiness microfinance institution has had a positive impact on the economic life of the community farmer in the rural area.
This paper aims to give a unique view of looking at how SMEs in Indonesia applying the concept of smart manufacturing along with the challenges of smart manufacturing adoption in supporting technologies infrastructure in Indonesia and its current implementation. There are several challenges that were identified through the smart manufacturing adoption in Indonesia. The manufacturing industry has a great contribution to developing countries such as Indonesia. It is considered as the engine power for Indonesia’s economic growth. Moreover, by considering the value of SMEs in Indonesia, this research puts more attention on smart manufacturing implementation on SMEs. This study provides two cases from SMEs based on the SMEs scale and measuring their productivity from using the traditional method and after adopting the technology used on their business operations. The two cases indicate that the firms have an awareness of the importance of smart manufacturing implementation and its effect to the performance of the firm. However, direct migration to an advanced cyber-physical manufacturing system is not a practical option for the firms.
ABSTRAK. Pembiayaan pada peternak sapi potong masih merupakan determinan berkembangnya usaha peternakan.Cukup banyak penilaian yang ditentukan oleh pemberi pinjaman terutama lembaga formal yang menyulitkan peternak untuk mengaksesnya. Namun salah satu penilaian yang melekat pada diri peternak adalah karakter yang baik.Artikel ini menganalisis persepsi peternak sapi potong terhadap budaya lokal suku Bugis dan dikaitkan dengan dengan aksesibilitas pembiayaannya. Hal ini penting mengingat nilai-nilai budaya yang dianut oleh masyarakat sangat menentukan pembentukan karakter seseorang.Karakter perlu diperkuat karena merupakan salah satu hal yang dipertimbangkan oleh pemberi pinjaman untuk menilai apakah debitur layak diberikan kredit atau tidak termasuk peternak. Sementara persyaratan lainnya agak sulit dipenuhi oleh peternak seperti: collateral, capacity, dan capital.Penelitian ini dilakukan di Kabupaten Bone Sulawesi Selatan yang mayoritas suku Bugis.Jumlah peternak yang diwawancarai sebanyak 70 orang.Penelitian ini termasuk penelitian deskriptif dan menggunakan analisis statistik deskriptif. Persepsi peternak terhadap nilai-nilai budaya seperti: kejujuran (alempureng), kecendekiaan (amaccang), kepatutan (asitinajang), keteguhan (agettengeng), usaha (reso) dan harga diri (siri’) adalah sangat positif dan setuju bahwa keenam hal tersebut dianggap sangat menentukan kemampuannya dalam mengakses pembiayaan. Budaya lokal tersebut perlu dijaga, dibina dan diperkuat untuk meningkatkan kepercayaan pemberi pinjaman baik lembaga formal maupun informal sehingga akses pembiayaan dapat meningkat.Keenam nilai-nilai tersebut saling berinteraksi dan menentukan karakter yang melekat pada diri peternak.(Perception of beef cattle breeders to local culture of buginese tribe related financing accessibility)ABSTRACT. Financing on beef cattle farmers is still a determinant of the development of livestock business. Quite a lot of judgments are determined by lenders, especially formal institutions that make it difficult for farmers to access it. But one of the inherent assessment of the breeder's self is a good character. This article analyzes the perception of beef cattle ranchers to the local culture of the Bugis tribe and associated with the accessibility of its financing. This is important because the cultural values adopted by the community are crucial to the formation of a person's character. The characterneeds to be strengthened because it is one of the things considered by the lender to assess whether the debtor is worthy of credit or not including the breeder. While other requirements are rather difficult to be met by breeders such as collateral, capacity, and capital.This research was conducted in Bone Bugis district of South Sulawesi. The number of farmers interviewed as many as 70 people. Research includes descriptive research and using descriptive statistical analysis. Farmers perception of cultural values such as honesty, intellect, propriety, perseverance, hard workandself-esteem are very positive and agree that these six things are considered determine its ability to access financing. The local culture needs to be maintained, nurtured and strengthened to increase the trust of both formal and informal lenders so that access to finance can increase. These values mutually intersect and determine the inherent character of the breeder.
An integrated farming system is an effort to utilize all potential energy so that it can be harvested in a balanced manner. The problems of partners in the field of livestock, fisheries and agriculture are that they have not utilized the yard and family labor and there is no touch of technology in improving animal feed, therefore the solution taken in partner villages is to utilize large yards by raising ducks, cultivating Azolla and breeding fish. PT Semen Bosowa in collaboration with Universitas Hasanuddin carried out community service activities in Baruga village in Bantimurung district, Maros regency, South Sulawesi province. The application of the animal husbandry sector in a sustainable agricultural system was the procurement of duck seeds, production of duck eggs and salted eggs. Integration of crops, livestock and fish using Azolla plants as an alternative feed for ducks, fish and fertilizer. The research concluded that the application of integrated farming systems between plants and livestock increased the income of farmers-breeders, reduced the risk of crop failure due to dependence on one commodity and can be in harmony with nature, easy to be implemented because it used local resources and most importantly was acceptable to the community.
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