Penelitian ini bertujuan untuk menganalisis perbandingan stabilitas sistem perbankan syariah dan konvensional di Indonesia beserta faktor yang mempengaruhinya. Penelitian ini menggunakan regresi data panel dengan mengambil sampel 9 aset terbesar bank syariah dan konvensional di Indonesia selama periode observasi 2010-2016. Alat analisis yang digunakan adalah analisis nilai Z-score dan regresi data panel. Hasil regresi menunjukkan bahwa secara simultan faktor internal yang terdiri dari pembiayaan berbasis PLS, NPF, LAR, BOPO, Ukuran Bank, HHI dan faktor Eksternal terdiri PDB dan inflasi berpengaruh signifikan terhadap stabilitas sistem perbankan syariah. Secara parsial variabel pembiayaan berbasis PLS, NPF, LAR, BOPO, Ukuran Bank dan PDB berpengaruh signifikan terhadap stabilitas sistem perbankan syariah. Sementara itu hasil regresi data panel menunjukkan secara simultan faktor internal (BI Rate, NPL, LAR, BOPO, Ukuran Bank dan HHI) dan faktor eksternal (PDB dan inflasi) berpengaruh signifikan terhadap stabilitas sistem perbankan konvensional. Secara parsial variabel BI Rate, BOPO, Ukuran Bank, HHI dan PDB berpengaruh signifikan terhadap stabilitas sistem perbankan konvensional. Hasil analisis perbandingan stabilitas sistem perbankan syariah dan konvensional di Indonesia melalui analisis nilai Z-score menunjukkan bahwa sistem perbankan syariah mempunyai stabilitas yang lebih baik daripada sistem perbankan konvensional.

The synthesis chitosan-methylene bridge-Schiff base of 4,4-diaminodiphenyl ether-vanillin using casting method has been done. The aims of this research were modification chitosan with Schiff base of 4,4-diaminodiphenyl ether-vanillin, formaldehyde and its characterization using FTIR spectroscopy, SEM analysis, 1H-NMR and X-Ray Diffraction analysis. The first step was a synthesis of modified chitosan between chitosan and Schiff base of 4,4-diaminodiphenyl ether-vanillin. The second step was chitosan modified Schiff base of 4,4-diaminodiphenyl ether-vanillin then reacted with formaldehyde through casting method. The result showed that chitosan can be modified with Schiff base of 4,4-diaminodiphenyl ether-vanillin and formaldehyde and this modified chitosan can be linked by methylene bridge (-NH-CH2-NH-) and had azomethine group (-C=N-). The functional group of –C=N in modified chitosan before and after adding formaldehyde appeared at a constant wavenumber of 1597 cm-1. The functional group C-N in methylene bridge detected at 1388 and 1496 cm-1. The chitosan-Schiff base of 4,4-diaminodiphenyl ether-vanillin and Chitosan-methylene bridge-Schiff base of 4,4-diaminodiphenyl ether-vanillin had index crystalline (%)16.04 and 25.76, respectively. The chemical sift of signal proton azomethine group (-C=N-) in modified chitosan detected at 8.44–8.48 and 9.77 ppm. Proton from methylene bridge in modified chitosan appeared at 4.97–4.99 and 3.75 ppm. Surface morphology chitosan-methylene bridge-Schiff base of 4,4-diaminodiphenylether-vanillin had dense surfaces, mostly uniform and regular in shape.

Work plan and budget are solutions in gathering budget planning data and uniforming budgeting. the purpose of the work plan and budget is to assist all work units in preparing and managing the budget plan without mixing it with other units. The importance of performances analysis method and PIECES framework were chosen in this study because both of method were able to classify the insitution problems, opportunities and information system goals. PIECES Framework as a questionnaire criteria to responding the users and the Importance Performance Analysis method as a result of questionnaire data from 88 respondents in the form of Quadrants. The aim of the research to evaluate information systems is a user satisfaction and importance of information systems. The calculation results with IPA method shows that the user's satisfaction averages and the importance of information system quality is 93.71%. However, there are a few deficiencies that need to be improved in the development of information systems, work plans and annual budgets such as system quality, accurate informations, estimated cost of building the system, security systems efficiency and service improvement for users.

This study aimed to determine the goal of teaching Arabic for Academic purposes. Teaching Arabic for non-Arabic speakers is generally divided into two types: Arabic language for life, which is a public program in which multiple attributes are related. Learning Arabic is only intended to communicate with Arabic in different situations of life. The second type is Arabic language programs for special purposes, including Arabic for academic purposes (AAP), Arabic for Businessmen People (ABP), Arabic for Education People (AEP), Arabic for Objective Purposes (AOP) and others. The researcher in this article focused on the Arabic language teaching program for academic purposes. The method used for this study was carried out using descriptive analysis method which the data were collected from personal interview with students of University of Darussalam Gontor and some documents. The result showed that the successful of teaching Arabic language for academic purposes related to use Arabic language in daily life as well as special activities such as scientific discussions.

Purpose of the study: The purpose of this research is to analyze the disaster communication patterns and behaviors of Twitter users. Flood disaster in the Jabodetabek area became an unexpected event in early 2020. The flood inundated 23 areas in Bekasi, two regions in Bogor, and 17 areas in Jakarta. Information about floods became a trending topic on the 1st of January 2020. Methodology: The method used is social network analysis and text analysis #Banjir2020 on Twitter, using Netlytic and Gephi. The sample analyzed 1000 tweets from 304 users and 670 edges. The data was selected from the 10th to 13th of January 2020. Netlytic.org limits that we can only retrieve tweets data from Twitter for less than 2 weeks due to API limitations. Main Findings: The result shows that #Banjir2020 disaster communication patterns on Twitter formed five significant clusters on its network. The communication occurred as one-way communication. A low level of network density showed that the quiet intensity of communication and slow information to be able to spread throughout vast networks. Every twitter user involved can directly provide information to others. Judging from the messages conveyed, the most formed behavior is the behavior of information dissemination regarding this flood. The next significant response is the defense of DKI Jakarta Governor. Implications of this study: The disaster communication behaviors on #Banjir2020 is dominated by flood disaster information in some areas. Communication patterns form vast networks but still lack in terms of intensity, two-way communication, and slow information to move throughout the system. Novelty/Originality of this study: The research of #banjir2020 through Twitter using the analysis of SNA and disaster communication behavior has never been done by other researchers.