Basic Concept of Mutual Fund Investing. The high demand of living and the inflation rate in Indonesia from year to year became the background the importance of investment activities. Saving is no longer able to be a solution in improving the financial capability of a person. Investing is an activity placement of the funds in investment instruments in hopes of obtaining the value added in the future. One of the attractive investment instrument is mutual funds. One can invest through mutual funds with very low capital, while also being able to diversify, have a small risk, but it has a competitive returns.   Keywords: Investment, Mutual Fund   Abstrak: Konsep Dasar Investasi Reksadana. Tingginya kebutuhan hidup dan tingkat inflasi di Indonesia dari tahun ke tahun menjadi latar belakang pentingnya melakukan kegiatan investasi, karena  saving tidak lagi mampu menjadi solusi dalam meningkatkan kemampuan financial seseorang. Investasi merupakan suatu kegiatan/aktivitas penempatan sejumlah dana pada instrumen investasi dengan harapan akan memperoleh nilai tambah dimasa yang akan datang. Salah satu instrumen investasi yang menarik adalah reksadana. Melalui reksadana seseorang dapat berinvestasi dengan modal sangat rendah, sekaligus dapat melakukan diversifikasi, memiliki risiko kecil, namun memiliki imbal hasil yag kompetitif. Kata Kunci: Investasi, ReksadanaDOI:10.15408/sjsbs.v1i1.1526

The year 2023 is the deadline for sharia business units to decide on the business strategy to be carried out. This study aims to determine alternative strategies that can be carried out by sharia business units in accelerating business growth. The approach taken in this paper is a mixture of qualitative and quantitative approaches. A qualitative approach using SWOT analysis and interviews. While the quantitative approach using ARIMA. The ARIMA results show that no sharia business unit can achieve a 50% share of assets from its parent bank. This shows the spin-off strategy as mandated by the law needs to be evaluated. Alternative strategies that can be done is conversion, where there are already two banks that do this strategy. Also, another alternative strategy that can be taken is a merger between Islamic business units. Another alternative strategy is the acquisition of sharia business units by established sharia full-fledged banks.

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The needed of big fund inspired the companies to sell a part of its shares in the capital market. One of methods that used is to be a public company (Go-Public). However, for Islamic banking to be a public company is not main choice. At present, Islamic banking that was listing its shares in Indonesian Stock Exchange is one Islamic banking only. In this research described the comparison financial soundness of Islamic banking pre- Go-Public with post- Go-Public. The used of the analysis was the analysis of financial ratios of components contained in RBBR (Risk-based Bank Rating). Comparing between a financial soundness of Islamic banking pre go-public and post go-public used comparison test Paired-sample t test. The financial soundness condition of Islamic banking pre- and post- Go-Public overall changed to a better level. However, based on the result of further tests, showed that Go-Public policy only influenced to capital factor. DOI: 10.15408/etk.v15i1.2410

Penelitian ini bertujuan untuk menjelaskan mengenai pembentukan karakter dan budi pekerti pada siswa melalui kegiatan apel rutin setiap pagi dan keefektifannya dalam mewujudkan karakter dan budi pekerti luhur yang baik pada siswa di SMK Negeri 6 Sukoharjo. Tipe penelitian yang digunakan adalah penelitian kualitatif dengan metode deskriptif kualitatif. Data yang ada didalam penelitian ini diperoleh melalui kegiatan observasi dan wawancara. Subyek dalam penelitian ini adalah siswa-siswi dan guru yang ada di SMK Negeri 6 Sukoharjo. Berdasarkan penelitian yang dilakukan diperoleh hasil bahwa kegiatan apel rutin setiap pagi di SMK Negeri 6 Sukoharjo  dapat digunakan sebagai sarana dan jalan yang efektif untuk membentuk dan menanamkan karakter serta budi pekerti yang baik pada anak seperti sikap disiplin, bertanggung jawab, sopan santun, nasionalisme serta saling menghargai terhadap sesama siswa dan menghormati kepada guru maupun temannya.