The purpose of this study is to determine the accountability of the village government in the management of village funds in Talawe Village, Watang Sidenreng District, Sidenreng Rappang Regency, then to determine the factors that affect Village Government Accountability in Village Fund Management in Talawe Village, Watang Sidenreng District, Sidenreng Rappang Regency.The research method used in this research is descriptive quantitative research, while the population of this study is 308 people, while the research sample is 79 people. The data collection technique used in this research is to use technique (1). Observation, (2). Questionnaire, (3). Documentation. The collected data was then analyzed using a frequency table and using the SPSS 21 application.The results of this study indicate that the accountability of the village government in Sidenreng Rappang Regency can be categorized as good with a percentage of 70.5%, while the Accountability Factors of the Talawe Village Government, Watang Sidenreng District, Sidenreng Regency is not good with a percentage of 46.6%.

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This research is to know the use of Transect method as participatory planning method in finding of potency, problem visually and practice to the participatory development planning in Tonrong Rijang village, Baranti sub-district, Sidenreng Rappang regency. Additionally, by understanding the goal so, it can contribute as one of the methods which can be used in participatory development planning. The method can also help researchers in increasing their understanding and knowledge toward participatory development planning. The research methods in this study were observation, interview and literature study related to the research. Then, research technique in this study was Interactive Model of Analysis. This technique in analyzing qualitative data was conducted interactively and continuously to the end. Collection data, display data and conclusion drawing/verifying were activities in analyzing the data. The result of this research showed that Transect was a new thing in the society especially in a development planning. Interaction process in society which occurred in development planning was similar with Transect. This activity was similar when doing an accompaniment to other people in a specific event. However, dominant activity only happened in a deliberation which has been commonly conducted in a tradition.

Bank sebagai lembaga keuangan, eksistensinya sangat tergantung dari kepercayaan masyarakat yang menjadi nasabahnya. Masyarakat telah memercayai bank sebagai institusi yang menyimpan dana nasabah, mengelola dan menyalurkan kembali kepada masyarakat dalam bentuk pinjaman atau kredit. Oleh karena itu, untuk menjaga kepercayaan nasabah tersebut, bank harus mematuhi ketentuan mengenai rahasia bank. Permasalahan dalam penelitian ini adalah mengetahui dalam kondisi bagaimana rahasia bank dapat diakses, pihak-pihak mana yang wajib menjaga kerahasiaan bank, adakah keterkaitan kerahasiaan bank dengan pajak, dan perlukah kerahasiaan bank yang terkait pajak dihilangkan. Penelitian ini menggunakan metode penelitian deskriptif kualitatif. Hasil penelitian mengungkapkan bahwa terdapat beberapa kondisi dimana rahasia bank boleh dibuka, tetapi tidak semua informasi dan data keuangan nasabah boleh dibuka di hadapan publik kecuali setelah adanya persetujuan dari Otoritas Pajak dan setelah mendapat laporan dari lembaga jasa keuangan di bawah pengawasan Otoritas Jasa Keuangan. Pembukaan rahasia bank diperbolehkan apabila berhubungan dengan kepentingan negara, seperti untuk kepentingan peningkatan kepatuhan masyarakat terhadap pembayaran pajak dan peningkatan penerimaan negara di sektor pajak.Banks as financial institutions, their existence is very dependent on the people’s trust who become their customers. The community has trusted banks as institutions that store customer funds, manage and channel back to the community in the form of loans or credits. Therefore, to maintain the customer's trust, the bank must obey bank secrets provisions. This research uses descriptive qualitative research method in the form of normative legal research and laws and regulations studies related to bank secrecy, derived from literature such as constitutional court decision, books, journals, articles, magazines, and websites. The results reveal that there are several conditions under which bank secrets may be opened, but not all financial information and data of the client may be disclosed in public unless after approval by the Tax Authority after receiving a report from a financial services institution under the supervision of the Financial Services Authority. The unveiling of bank secrecy is permitted when it comes to the interests of the state, such as for the purpose of increasing public compliance of tax payments and increasing state revenues in the tax sector.

Penelitian ini bertujuan menganalisis kinerja ekspor dan daya saing serta posisi beberapa komoditas unggulan Indonesia ke Singapura dan Malaysia. Dalam penelitian ini digunakan metode deskriptif dan pendekatan yang digunakan adalah Constant Market Share Analysis (CMSA) dan Revealed Comparative Advantage (RCA). Sumber data berasal  dari UN Comtrade dan Badan Pusat Statistik untuk produk HS 4 digit. Hasil penelitian ini menunjukkan bahwa neraca perdagangan Indonesia dengan Singapura  selama tiga tahun terakhir (2018-2020) mengalami defisit, sedangkan dengan  Malaysia mengalami surplus. Negosiasi yang intens dengan Singapura sangat diperlukan untuk membuka peluang akses dagang guna menutup defisit neraca perdagangan. Pemerintah diharapkan terus mendorong pengembangan produk-produk unggulan bernilai tambah tinggi seperti industri kimia, industri mesin dan listrik serta tekstil. Disamping itu terus didorong program hilirisasi nasional produk mineral dan logam. Termasuk  mempertimbangkan kembali pengembangan dan penambahan industri pengilangan minyak dan gas sehingga dapat dikurangi impor produk migas hasil olahan dari kedua negara.