Demographically, the study examines the factors that affect customers to adopt mobile banking services in Benin City. The study specially investigated age, occupation, educational level, gender and income of customers as powerful variables that affects the adoption of mobile banking services by customers in Benin City. The study population consists of all commercial bank individual customers in Benin City. The simple random sampling was employed in order to determine the sample size of six hundred from the entire population. In this study, questionnaire was used to collect the required information from the six hundred bank customers that were sampled. Information collected from the respondents were collected from the respondents were rigorously analyzed with descriptive and inferential statistics. The study showed that demographic factors such as age gender, income level, occupational level, except educational status do influence the adoption of mobile banking services in Benin City.

The study aims to investigate the effect of identify and status in the field of global mobility and expatriate management. It conceptualizes perceived prejudice towards low‐status expatriates (LSE) though the social identity theory (SIT) lens and examines the effect it has on two state self‐esteem domains, that is, performance self‐esteem and social self‐esteem. The study also highlights that the moderation roles education level and age of expatriates play towards their adaptability. In doing so, it seeks to expand the expatriate management domain by investigating the negative side associated with expatriation. Hierarchical regression analysis was used to analyze responses from 373 LSE working in China. The results provide evidence indicating the significance attached to status and identity, thus indicating that perceived prejudice significantly affects expatriate's self‐esteem negatively and that age and education level mitigate these effects by moderating the relationship. Age and education level attained by the expatriates are found to be significant moderators in this relationship. The study therefore proposes the use of SIT as a powerful theoretical lens for understanding LSE.