COVID-19 is a new disease that is affecting almost all of the world. Until now there has not been a single drug (vaccine) that can be used to cure it. Many attempts were made to prevent the spread of this disease but COVID-19 patients are increasing every day, although at the same time some are recovering. This study will calculate the probability of additional patients occurring over a long period of time, referred as a steady state state condition, using the Markov chain method. Nine states have been formed to represent the daily increase ranges of COVID-19 patients number. The calculation results show that the possibility of additional patient number between 1 to 91, 92 to 182, 182 to 272, 273 to 363, 364 to 454, 455 to 545, 546 to 636, 637 to 727, or greater than 728 people a day are 0.21197, 0.05644, 0.08408, 0.16337, 0.13999, 0.14512, 0.07189, 0.07695, and 0.05014, respectively.

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This research explores some potential factors that affect the continuance intention of a mobile payment service. The trend of mobile payment services has been increasing since the last few years. The advancing technology of the internet and smartphone has been a supporting environment for the growth of this method. Many similar mobile payment services are offered in the community which results in a highly competitive business condition. The business owner who has put a high investment in this business will surely want to keep it running and even grow their product. Therefore, some knowledge of factors that can significantly promote the sustained use of their product to customers will be imperative. In this research, some existing models on the general repurchase intention concept and users’ continuance intention will be combined and tested to figure out some influential aspects to continuance intention concept. Seven factors are hypothesized to have direct and indirect effects. Data from 193 respondents are gathered and the results of the tested model shows perceived quality, perceived value, and brand preference subsequently influence the continuance intention. Further analysis is also conducted in this research to explain the relationship between factors as well as analysis of current mobile payment providers.