The environmental disaster in Kamchatka in the autumn of 2020 was caused by an extensive bloom of harmful microalgae of the genus Karenia. A spectral shape algorithm was used to detect algae on satellite imagery. The algorithm calibration of in situ species composition data made it possible to identify areas where harmful algae dominated in biomass. The algorithm allowed evaluation of the dynamics of the distribution of the algae. The state of phytoplankton was estimated based on images of the specific capacity of photosynthesis. Specific fluorescence is the ratio of the height of the fluorescence line (flh) to the concentration of chlorophyll-a (chl-a). The parameter was used to recognize the stages of the algal bloom: intensive growth, blooming, and change in the dominant algal species. In addition, an increase in the concentration of harmful substances in the coastal zone due to wind impact was analyzed. After analyzing the available data, the events that caused the ecological disaster can be summarized as follows. After the stage of intensive growth of microalgae, nutrient deficiency stimulated the production of metabolites that have a harmful effect on the environment. The change of the dominant alga species in the second half of September and the past storm contributed to a sharp increase in the concentration of metabolites and dead organic matter in the coastal zone, which caused an ecological disaster. The subsequent mass bloom of alga species of the same genus, and the regular wind impact leading to the concentration of harmful substances in the coastal zone, contributed to the development of this catastrophic phenomenon.