Individuals spend 90% of their time indoors, primarily at home or at work. Indoor environmental factors have a signifcant impact on human well-being. It was a longitudinal study that assessed the major factors that reduce indoor air quality, namely particulate matter, and bio-aerosols, using low-cost sensors and the settle plate method, respectively also to determine the effect of atmospheric parameters and land use patterns in households of commercial, industrial, residential, slum, and rural areas of the city. PM2.5 concentration levels were similar in most parts of the day across all sites. PM10.0 concentration levels increased indoors in a commercial area. PM2.5 concentration showed a negative correlation with temperature and a positive correlation with relative humidity in some areas. Very high values of PM2.5 concentration and PM10.0 concentration have been observed in this study, inside households of selected rural and urban areas. Pathogenic gram-positive cocci, gram-positive rods, Aspergillus, and Mucor species were the most common bacterial and fungal species respectively found inside households. This study examined particulate matter concentration along with bio-aerosols, as very less studies have been conducted in Jaipur the capital of Rajasthan, a state in the western part of India which assessed both of these factors together to determine the indoor air quality. Rural households surrounding the periphery of the city were found to have similar pollution levels as urban households. So, this study may form the basis for reducing pollution inside households and also for taking suitable measures for the reduction of pollution in the indoor environment.