Abstract-A new multimodal biometric database designed and acquired within the framework of the European BioSecure Network of Excellence is presented. It is comprised of more than 600 individuals acquired simultaneously in three scenarios: 1) over the Internet, 2) in an office environment with desktop PC, and 3) in indoor/outdoor environments with mobile portable hardware. The three scenarios include a common part of audio/video data. Also, signature and fingerprint data have been acquired both with desktop PC and mobile portable hardware. Additionally, hand and iris data were acquired in the second scenario using desktop PC. Acquisition has been conducted by 11 European institutions. Additional features of the BioSecure Multimodal Database (BMDB) are: two acquisition sessions, several sensors in certain modalities, balanced gender and age distributions, multimodal realistic scenarios with simple and quick tasks per modality, cross-European diversity, availability of demographic data, and compatibility with other multimodal databases. The novel acquisition conditions of the BMDB allow us to perform new challenging research and evaluation of either monomodal or multimodal biometric systems, as in the recent BioSecure Multimodal Evaluation campaign. A description of this campaign including baseline results of individual modalities from the new database is also given. The database is expected to be available for research purposes through the BioSecure Association during 2008.

In this article we test a number of score fusion methods for the purpose of multimodal biometric authentication. These tests were made for the SecurePhone project, whose aim is to develop a prototype mobile communication system enabling biometrically authenticated users to deal legally binding m-contracts during a mobile phone call on a PDA. The three biometrics of voice, face and signature were selected because they are all traditional non-intrusive and easy to use means of authentication which can readily be captured on a PDA. By combining multiple biometrics of relatively low security it may be possible to obtain a combined level of security which is at least as high as that provided by a PIN or handwritten signature, traditionally used for user authentication. As the relative success of different fusion methods depends on the database used and tests made, the database we used was recorded on a suitable PDA (the Qtek2020) and the test protocol was designed to reflect the intended application scenario, which is expected to use short text prompts. Not all of the fusion methods tested are original. They were selected for their suitability for implementation within the constraints imposed by the application. All of the methods tested are based on fusion of the match scores output by each modality. Though computationally simple, the methods tested have shown very promising results. All of the 4 fusion methods tested obtain a significant performance increase.

In this chapter, we first provide an overview of the existing main ap-6 proaches, databases, evaluation campaigns and the remaining challenges in online 7 handwritten signature verification. We then propose a new benchmarking frame-8 work for online signature verification by introducing the concepts of "Reference 9

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