The epicenter of this analysis is to provide an overview of the current situation in micro and macro agricultural finance in Serbia and the EU. One of the goals of this research is to consider the weaknesses and potentials of agricultural policy in Serbia, through comparison with more developed countries. In this qualitative and quantitative analysis, authors used comparation method, analysis and synthesis method, inductive and deductive method, and a local and international literature review. There are several important conclusions which can be drawn from this manuscript. Access to finance among farmers and agricultural SMEs is among the poorest of any sector in Serbia. The Serbian financial sector offers a poor range of loan products to the agricultural sector. Therefore, existing mechanisms for micro and macro agricultural finance in Serbia are not adequate and a change should be made in approach.

SummaryIn this paper, we

The so-called "social economy" presents a correction and amendment to the market economy, primarily in the context of increase in employment opportunities, and consequently economy boost. An important segment of the "social economy" is micro crediting. Similar to the united and harmonious ant colony able to build an entire metropolis, micro companies possess a potential to revive and rebuild the economy and to contribute to the gross domestic product growth. The purpose of this paper is to point to the current state of microcredit industry both in Serbia and in the world and to look at some examples of good practice. The paper takes an empirical approach, based on the comparative method.

Cow fertility depends on many factors, the most important of which are diet, maintenance, upkeep conditions, and technical-technological conditions of production in cattle breeding. If we accept this as correct, and it is, then the question appears, under the same conditions of diet, upkeep, and the technological production process, why some cows conceive and yield a calf each year, while others remain barren, even though the level of milk production per cow is approximately the same. An answer to this question would help resolve the problem of cow sterility. The paper shows the results of insemination of cows in spontaneous or induced oestrus following the administration of one or two injections of prostaglandin. Conception results in spontaneous oestrus following the first insemination were 43.4%(33/76), after the second 23.7%(18/76), after the third 11.8% (9/76), and after the fourth and all subsequent 21.1% (16/76) with an insemination index of 2.3. The results of conception in cows in induced oestrus following a single administration of prostaglandin after the first insemination were 68.4% (13/19), the second and third 15.8% (3/19) each, with an insemination index of 1.5. Following two injections of prostaglandin in induced oestrus, the conception results after the first insemination were 100 % (5/5) with an insemiantion index of 1.0

Over the past 50 years, milk production in our country was only partly based on economic principles, the social aspect being predominant, as for most strategic agricultural products. Only towards the end of 2000, when the key disparities in prices were somewhat corrected, it began to acquire characteristics of economically organized production. Nevertheless, some things remained, like the existence of state premiums for milk which are an effort to bridge the differences between real production costs, on the one hand, and the very low purchasing power of the wider strata of society, on the other. The objective of this work was to review several farm models typical for our country, and to point out the best solutions for developing industrial dairy farming in our very good geographic conditions and other natural resources, and all for the purpose of introducing optimal conditions for feeding and technology with economically justified production