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In this work, I assess the risk of underwater Joense. This is the first analysis of underwater Joense risk based on the information of all Joense contracts. Using the house price change rate distribution condition on the house price index change, I measured the risk of underwater Joense on various house price scenarios. My results show that the risk of underwater Joense is highest in the first half of 2024. If house price index falls 0%~10% (20~30%) yearly, 8.8% (22.0%) of the apartments is expected to experience underwater Joense. The result of this research can be utilized in financial institution's risk management.

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Central serous chorioretinopathy may induce poor eyesight and serous retinal detachment. However, its exact cause has not been well established thus far. It can be associated with systemic high-dose corticosteroid treatment mainly for young and middle-aged men and may spontaneously regress or recur after withdrawal from corticosteroid. After corticosteroid administration for Behcet's disease, it is necessary to identify any ocular symptoms. Behcet's disease can lead to the development of ocular complications, such as uveitis, hypopyon, retinal vasculitis, optic neuritis, angiogenesis, secondary cataract, and glaucoma. It is possible to diagnose any of these complications via optical coherence tomography and digital indocyanine green angiography. It is easy to neglect an ocular symptom that may appear after a low-dose corticosteroid treatment as an ocular complication in patients with Behcet's disease. Thus, we report on a case concerning high-dose corticosteroid treatment with a literature review.