The purpose of this study aims to examine the impact of RGEC implementation on the growth of Sharia Banking profit in Indonesia. This study uses data of financial statements of 11 Sharia banking Indonesia during the year 2012-2014. This research uses panel regression model in testing RGEC factor on profit growth. Based on the data indicates that Sharia banking is still at risk, but GCG, ROA and CAR are still in a maintained position. Statistically this study found that NPF, CAR, inflation and Sharia banking activities affect the profitability of these banks. This indicates that Sharia banking has experienced risk and profitability problems. Economic problems inevitably affect Indonesian banks as it is seen that the level of profitability and inflation are not much different from each other.
This study examined the effect of earnings management, profitability, capital structure, and liquidity on the firm value in building materials construction sub-sector companies listed on the Indonesia Stock Exchange during 2018-2021. This study used secondary data in the form of financial statements of each company in the building materials construction sub-sector. The sample in this study consisted of 16 building materials construction sub-sector companies listed on the Indonesia Stock Exchange. The data analysis method used was multiple linear regression using Eviews 12. The results partially indicated showed that earnings management and liquidity had no significant effect on firm value, while profitability and capital structure had a positive and significant effect on firm value. Meanwhile, the simultaneous test results showed that earnings management, profitability, capital structure, and liquidity significantly affected firm value in building materials construction sub-sector companies listed on the Indonesia Stock Exchange from 2018 to 2021.
This research was conducted with the aim of examining the effect of intellectual capital and the Islamic performance index on the financial performance of Islamic banking in Indonesia. The data used in this research is documentation data as much as 110 data which is the result of multiplication of 11 object observation data with 10 years observation period of Islamic banking financial reports for the period 2010-2019. This study uses the Moderation Regression Analysis research method with a static panel approach. The results of the data analysis found that the intellectual capital variable which is proxied by VACA, VAHU, STVA has a significant effect on financial performance. Furthermore, the Islamic Performance Index variable which is proxied by PSR, ZPR, EDR, and IsRI has a positive and significant effect on the financial performance of Islamic banking in Indonesia. Another finding found that the variable company age did not moderate intellectual capital (VAIC) on financial performance, while firm size moderated intellectual capital on financial performance. Based on these findings, it is hoped that the leadership of Islamic banking in order to improve the financial performance of Islamic banking needs to increase the Intellectual Capital and Islamicity Performance Index.
Pengelolaan keuangan rumah tangga merupakan konsep yang perlu diketahui orang tua. Pengelolaan keuangan keluarga yang kurang tepat akan menimbulkan berbagai masalah yang akan terjadi dalam keluarga. Masalah keuangan adalah salah satu penyebab terbesar perceraian di Indonesia. Penelitian sebelumnya telah membuktikan bahwa perceraian disebabkan oleh berbagai aspek seperti pendidikan, status sosial, dan perselingkuhan. Terdapat beberapa permasalahan yang dialami keluarga, antara lain kurangnya pengetahuan terkait pengelolaan keuangan keluarga, kurangnya pengetahuan terkait pembuatan cashflow untuk keuangan keluarga, dan sosialisasi terkait pengelolaan keuangan keluarga dalam bentuk cashflow. Solusi yang ditawarkan oleh petugas pengabdi atas permasalahan ekonomi dan pendidikan yang dialami oleh ibu-ibu di Desa Hagu Selatan Kecamatan Banda Sakti adalah dengan menjalankan program pelatihan berupa “Bantuan membuat arus kas dalam mengelola keuangan rumah tangga”. Hasil pengabdian kepada masyarakat akan diterjemahkan ke dalam laporan dan draf artikel akan dikirim ke jurnal Pengabdian Kepada Masyarakat. Metode pendekatan untuk mendukung terwujudnya solusi yang ditawarkan, maka terlebih dahulu melakukan observasi awal di lapangan dengan melakukan pendekatan melalui observasi sosial dan menemukan fenomena permasalahan
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