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With the increase of China's elderly population, the pension industry will become one of the most important industries in China." The combination of Internet + and pension is still emerging, and the development trend is becoming more and more obvious. At the present stage, "Internet + pension" is a new model of pension service from concept to reality. This essay aims at exploring the practical characteristics and development model of innovative pension mode, so as to construct the innovative path of pension scenes and put forward the corresponding guarantee mechanism. Innovative model of pension scene 1.Pension scene in smart communitySmart community is a new form and concept derived from the informatization of community, which possesses important practical value and theoretical significance on the social governance at grass roots and the construction of public cultural service system. Smart community can build a safe, intelligent, convenient and comfortable living environment through community monitoring system like temperature and humidity sensor, pyroelectric infrared sensor, smoke sensor, ultraviolet sensor and PM2.5 sensor as well as technologies like facial recognition and big data analysis.Meanwhile, it can put forward advice for the personnel dynamic control in smart community.

The accelerated advent of the interconnection of all things and the rapid rise of artificial intelligence technology are changing the way people live and how they acquire social resources. In 2017, the Ministry of Industry and Information Technology, the Ministry of Civil Affairs and the National Health and Family Planning Commission jointly issued the Action Plan for the Development of Smart Pension industry (2017)(2018)(2019)(2020), which stressed that we should utilize information technological products of a new generation to promote the intelligent upgrading of cultural products and services for the aged. A new form of economic development with the Internet as the carrier and AI as the implementation tool is gradually taking shape, creating unprecedented opportunities for all sectors of society and providing possibilities for transformation, upgrading and breakthrough innovation of the silver economy. This essay aims at exploring the theoretical basis and practical characteristics of innovative pension mode, so as to construct the innovative path of pension scenes.

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