Along with the times, science and technology have developed so rapidly, one of which is digital technology, where digital technology has entered all lines of human life, even this digital technology is able to influence human life and habits where the presence of digital technology provides convenience to the public to complete their work quickly, easily and efficiently and effectively by using electronic features. The development of this technology is also used by the banking world in addition to improving services but also to increase profitability by making innovations to E-Banking products. This study was conducted to determine and analyze the effect of product service innovation (E-Banking) on the increase in Fee Base Income at PT. Bank NTB Syariah. Data analysis was carried out by quantitative analysis using the Structural Equation Modeling method. The results showed that the development and innovation carried out on the features of the E-Banking service product of PT. Bank NTB Syariah has an effect on increasing the number of transactions so that it has an effect on increasing the income of each E-Banking service product. This increase in service product income (E-Banking) has an effect on increasing the Fee Base Income of PT. Bank NTB Syariah. The results also show that Mobile Banking Income has a significant effect with a P-Value value of 0.002 and a path coefficient value of 0.434, while ATM income has a positive but not significant effect with a P-Value value of 0.122 and a path coefficient value of 0.182. And EDC income has a significant but negative effect with a path coefficient value of -0.253 and a P-Value value of 0.049.
Road infrastructure is one of the important tools in the civil engineering participation in developing the transportation system in Indonesia. It is a central element in the development of the region and the improvement of the economy community. Development of a good road network will have an impact on inter-regional connectivity which is getting easier and it can improve the economy of the people in the region. Nowdays, damage on remote areas had not been optimizing hadling. The Generally soil improvement on the road was using methods such as road packer, Prevabricated Vertical Drain (PVD) or geosynthetic material. But the materials are still relatively expensive to be applied to remote areas which have a bad access road. The research is related to plasticnet aims to obtain alternatives in soil improvement, especially as separators and reinforcement. This research was preceded by did the simulation of tensile strength in plastic material to determine the maximum tensile strength of this material. The next stage is the plastic rope from used bottles that have been cut by using a simple cutting tool, then the net is made with the distance between nets is 5 cm to 20 cm and the overall dimensions produced are about 2 x 3 m. Field testing is carried out by installing a plasticnet on the pavement layer plan on the condition of the layer in dry and wet conditions (saturated with water). Of this condition then it will be able to simulated by giving a vehicle load that is carried out repeatedly. The expected target of this research is to obtain alternative new materials that can be used to separate material and also as pavement layer reinforcement on highway construction that is cheap and efficient, especially for application in remote areas that are difficult to get geosynthetic material.
Occupational Safety and Health (K3) is a program made by workers and companies as an effort to prevent accidents caused by work and illness by recognizing the potential of accidents and diseases Due to work and anticipatory action in the event of an accident and illness due to work in this research implementation of occupational safety and Health on the PLTMG Sumbawa project is still not as maximal as the problem of personal protective equipment is still not Used as appropriate. The theory used in this research is the implementation theory of the Occupational Safety and Health Management System (SMK3), which relates to occupational safety and Health (K3), work environment and performance. The method used in this research is this type of quantitative study. Data collection method is done by questionnaire, documentation. The method of data analysis used is a simple regression and correlation of product moment. The population is an employee of PT. Wijaya Karya on the PLTMG Sumbawa construction project amounting to 289 people. The sample determination in this study amounted to 158 people using the Cluster Sumpling. The results showed that simultaneously the application of Occupational safety and Health (K3) to the performance of the affected construction project is 3.9% and is seen from the significance value of 0.013 < 0.05 Normal data between the implementation of occupational safety and Health with the performance of the project PLTMG Sumbawa. From the calculation result of T calculated 2,519 compared to T table of 1.975 significance 5% so T count > T table then Ha accepted and Ho rejected. In this research the results of positive value which means the higher the implementation of occupational safety and health, the higher the performance of the construction project. This means that the application of occupational safety and health is very decisive in improving employees ' performance on the PLTMG Sumbawa construction project.
Pada pertengahan tahun 2010, ruas jalan Trenggalek-Ponorogo KM 23 +650 terjadi kelongsoran sepanjang ± 50 m dengan ketinggian 7 m dan mengikis hampir separuh dari badan jalan. Akibat dari kejadian tersebut arus lalu lintas disepanjang jalan tersebut terhambat. Beberapa bulan setelah kejadian, Dinas Pekerjaan Umum Bina Marga Propinsi Jawa timur melakukan perbaikan mulai dari dasar lereng sampai ketinggian 3,5 m dengan menggunakan konstruksi retaining wall dan gabion (Perkuatan eksisting) sedangkan pada separuh bagian lereng lainnya yang berada diatas perkuatan eksisting sampai badan jalan belum diperbaiki sampai saat ini. Selama masa pemakaian, konstruksi retaining wall yang terpasang sudah tidak berfungsi secara optimal; ini dibuktikan dengan terjadinya keretakan pada konstruksi tersebut yang dikuatirkan akan menyebabkan lereng longsor kembali.Dari analisa stabilitas pada lereng asli diperoleh SF sebesar 1,0888, sedangkan dengan perkuatan eksisting diperoleh SF sebesar 1,13; ini menunjukkan bahwa lereng masih dalam kondisi kritis sehingga diperlukan sistem perkuatan. Untuk itu, direncanakan perkuatan yang terdiri dari dua bagian yaitu perkuatan tambahan pada lereng yang sudah diperbaiki (perkuatan eksisting) dan perkuatan pada lereng yang belum diperbaiki. Alternatif perkuatan yang akan digunakan terdiri dari mini pile, sheetpile, geotextile wall dan gabion.Hasil yang diperoleh dari perencanaan pada penelitian ini yaitu diperlukan tambahan perkuatan dengan menggunakan mini pile ukuran 20x20 cm yang dipasang mulai elevasi -3,5 m dari permukaan jalan sampai 1,5 m dibawah bidang gelincir (panjang total 6.0 meter), dengan jarak 0,5 m. Untuk tambahan perkuatan pada eksisting retaining wall yang sudah retak digunakan sheetpile yang ditanam sampai kedalaman 8 m. Perkuatan pada bagian lereng atas yang belum diperbaiki digunakan gabion dengan ukuran panjang 180 cm, lebar 90 cm dan tinggi 45 cm. Gabion tersebut dipasang mulai dari elevasi -3,5 m sampai permukaan jalan.
The implementation of one-way roads in the city of Bima began to be tested in 2017 ago. There are two main roads used as test material, one of which is on the Soekarto Hatta road along 5 Km and is a national road. This is done because of the increasing number of private vehicles used by the community and the number of traffic jams and traffic accidents on several roads. The area in the Soekarno Hatta route is included in a dense area because it is a central office and trade area. The purpose of this study is to look at the level of effectiveness of the implementation of the one-way lane by using several research methods, namely the analysis of the level of road service, queuing opportunities, vehicle actual speed and vehicle travel time. Based on the results of the analysis conducted, it is found that the level of road service is at level E (traffic starts to jam and low speed). In addition, the actual speed of the vehicle can be traveled at speeds of 48km / h with a travel time of 19.40 minutes. This indicates that the implementation of oneway lanes in the City of Bima has been effectively carried out.
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