The use of Information Technology in the banking sector presents innovations in financial services that are practical, safe, fast, and offer many advantages. This innovation is certainly very useful during the COVID-19 pandemic. The purpose of this study is to determine the effect of perceived usefulness, perceived ease of use, and perceived security on interest in using Dana e-wallet through e-trust as an intervening variable. The type of research conducted by the researcher is associative research. The results showed that perceived usefulness, perceived convenience, and perceived security had a significant effect on e-trust. E-trust has an effect on interest in using e-wallet. Perceptions of benefits and security have an effect on interest in using e-wallet, while perceptions of convenience have a significant effect on interest in using funds through e-trust as an intervening variable.

Poverty is a social problem that occurs due to various factors including economic, social and cultural. This problem continues to occur in almost every developing country and the same case is also found in countries that are already advanced in their economic systems. Currently in Indonesia, especially the problem of poverty is still concentrated in the eastern part of Indonesia, this is caused by uneven human development in terms of education, employment, infrastructure, and the economy. The purpose of this study is to analyze the effect of labor on the poverty level, the effect of capital on the poverty level, the effect of inflation on the poverty level, and the effect of gross regional domestic product on the poverty level. The object of research is the Province North Maluku. The data used in this research is secondary data. The data analysis method uses a panel data regression model with an estimated random effect model and a fixed effect model. Then the analysis technique used is the determination of the panel data estimation model, the classical assumption test, and the significance test. The results of this study indicate that the variable life expectancy which represents overall health has no effect on the level of poor people in North Maluku Province. The variable of Old School Expectation which represents education in general affects the level of poor people in does not affect the poverty level in North Maluku Province. The variable average length of schooling represents education in general that affects the level of the poor in North Maluku Province. Capital is divided into Capital Expenditure variables and KUR represents Capital. Capital Expenditure as a whole has an effect on the poverty level has no effect on the poverty level in North Maluku Province. KUR as a whole does not affect the poverty level does not affect the poverty level in North Maluku Province. The technology variable that represents technology as a whole affects the poverty rate does not affect the poverty rate in North Maluku Province. Inflation variable is inflation as a whole does not affect the poverty level also in North Maluku Province. The Gross Regional Domestic Product (GRDP) variable represents the overall GRDP that affects the poverty level does not affect the poverty level in North Maluku Province.

The marosok is a tradition of buying and selling livestock using hand movements and facial expressions in the bargaining process. The marosok tradition has denotative and connotative meanings associated with Minangkabau culture. The purpose of this study was to determine the meaning of denotation and connotation of the marosok tradition with an ethnographic approach using Symbolic Interactionism Theory and semiotic analysis of Pierce. This research method is qualitative by conducting literature study and interviews using snowball sampling technique to M. Azhadi Dt. Bosa as key informant who directs researchers to Desmon Korina and Hadiyati who understand the marosok tradition in the Payakumbuh community. This study shows that the tools, hand movements and expressions in the marosok tradition have meanings that must be understood by the parties involved in the transactions. The sarong is a covering tool that shows marosok tradition is only carried out by men. Finger gestures indicate digits up to millions, increasing, or decreasing bidding. Expressions indicate approval or rejection of the offered price. The marosok tradition ends with handshake and smile between the seller and the buyer. The marosok tradition creates healthy competition where the prices are only known by the parties concerned. However, this process is not transparent, the buyer can only estimate the weight and condition of the livestock by seeing and touching the livestock directly, so the buyer must be very careful in choosing livestock with good quality. The marosok tradition must be maintained so that the media is needed to teach how to do marosok to the younger generation. Apart from being a buying and selling transaction, the marosok tradition can be used as an attraction for tourists to come to Payakumbuh.

The political and economic reality that is chosen to be a news, will be interesting if delivered with the right headline. A firm and straightforward headline is more interesting to read by netizens. Headlines that are piercing direct netizens to immediately read the news in the media. Besides headlines, critical comments from netizens in the detik.com online mass media comments column have high attractiveness and attention from netizens. Interesting headlines and netizen comments can influence readers to be interested in reading poetic and economic news on online mass media. This study uses quantitative methods with an explanatory approach using survey methods to obtain data. Data analysis techniques in this study use multiple linear regression analysis. With an unknown number of population, so the sample obtained based on calculations with an error rate of 1% to 96 people with the Lemeshow formula. In this study uses the uses and gratification theory because this theory explains that media users have certain needs that encourage the use of media (uses) to obtain satisfaction (gratification). Also using the S-O-R theory which explains stimuli or messages conveyed to communicants may be accepted or may be rejected. Communication will take place if there is attention from the communicant. The results showed that netizens' critical headlines and comments both had a significant influence on the interest in reading political and economic news in detik.com online media. Interest in headlines and comments on detik.com turned out to be a great attraction for readers to read and see more in a news story presented by detik.com. Readers or netizens will get the information needed and there is the influence of other readers (netizens) who can influence to follow the news presented by detik.com online media. The diversity of netizen