Escalation or increase in convection shirt and work uniform are very important through develop strategy of increasing quality products, customer service and marketing network expansion as the competition rigorously in convection. Moreover, these efforts are made by persons with disabilities who experience stigma towards their incapability. In this IbM community service, product quality can be improved through t-shirt design training. Service to customers can be improved through training of customer service. To reach out to all segments of the market, entrepreneurs with disabilities have limited mobility, so it is highly needed the strategy of expanding marketing network without mobility using e-commerce. The results of this public service activities is there an increase in the knowledge partner in making the t-shirt design, customer service and e-commerce. Skills of partners also increased in using laptops, printers, sewing and embroidery machine, and there is increased in turnover or income after attending this event.
The purposes of this study are 1) to find out and analyze the forms of violations committed by fintech lending debtors online during the Covid-19 pandemic; 2) to find out and analyze the legal protection model for creditors in these services during the Covid-19 pandemic. The research method used is normative juridical analysis with a descriptive analysis approach. The results of this study are: 1). There are 3 types of violations encountered during the loan service research, namely default in the form of default by the debtor at the time of repaying the loan for several reasons, including not having a fixed income while the debtor needs funds for his daily needs. Another problem is the existence of bad faith from third parties (sales), committing fraud violations with fictitious debtor data and deliberately failing to pay 2). Legal protection models that can be applied include: Financial protection in the form of insurance for creditors; Guarantee Protection in the form of intangible assets in the form of a National Identity Number; Agreement protection, namely strengthening the position of creditors in the contents of the agreement: and protection of strict sanctions contained in the legislation.
Along with the increasing use of Information and Communication Technology (ICT) as a tool for human interaction, the development of communication is growing. The use of this tool to becomes a trigger for changing of human interaction in all sectors, whose implications could be either positive or negative. However, it needs to watch out for negative impact because the trend of crime in cyberspace cases shows a significant increase. Legal problem on cyber crime could be fraud and identity theft through social media. As an example in 2016, police of Indonesia has handled about 1,627 cases, whereby as many as 1,207 is a cyber crime cases. While, in 2017 as many as 1,763 cyber crime cases. In this regards, the use of ICT for activities in social media with a religious approach is expected to provide influence to the community what is could and could not be done.
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