https://orcid.org/0000-0002-6067-1434Аннотация. До настоящего времени остаются недостаточно изученными процессы определения полюсов роста для социально-экономического развития регионов. Отсутствие соответствующих научно-обоснованных методик затрудняет оптимальное развитие региональных инновационных систем, снижает потенциал территорий. Актуальность темы статьи обусловлена необходимостью исследования процессов развития региональных инновационных систем, обоснования методики формирования полюсов роста региона, обеспечения использования перспективных возможностей российских территорий. В работе предложена методика выявления полюсов экономического роста в регионах России. Путем выделения отдельных сфер инновационной деятельности, а также их субъектов предлагается выявлять территории, находящиеся на стадии формирования зрелой региональной инновационной системы, или наоборот -области, которые не обладают ни одной потенциальной сферой, способной стать центром их экономического и социального развития. Предложенная методика отличается лаконичностью и достоверностью.

Optimal allocation of deposits (resources) and facilities (expenditures) are among the most important strategies of banks. Optimal allocation of resources in various economic sectors leads to targeting of funds collected by banks. Optimal allocation of expenses, in addition to obtaining returns in excess of the cost of attracting resources, leads to rapid and timely response to bank customers. The purpose of this study is to provide linear programming models to determine the optimal combination of resources and expenditures of banks with the approach of reducing the cost of money. The tools used in this research are linear programming models and the data used is quantitative. The results of this study showed that all five factors (electronic banking, physical factors and conditions, service factors, communication and human factors and financial factors, respectively) were effective factors in attracting resources. They are influential in the bank, respectively.

Today, the problems of spatial development of territories require new thinking, as they still remain unresolved in Russia. The problems are inefficient regional economic structure, enormous internal contrasts and disparities, population decline and economic marginalisation of peripheral areas of the country, and a shrinking zone of political and economic influence on the world stage. Importantly, there is a growing threat to the integrity of the space due to the intensified internal socio-economic disparities of the country in the course of the current political and economic trends. Emerging territorial disparities, determined by the value of deviations from the average values of regional development, are the main problem of sustainable spatial development of territories. For the decision of problems of spatial-territorial development of innovation system of region it is necessary to realize estimation of quality of economic space on the basis of different indexes. These indicators can include territorial ones, used as tools to assess the innovation subsystem of the regional economy, as well as various approaches to the analysis of spatial factors considered in assessing the types of economic space in the region. The analysis of existing approaches to the assessment of the quality of economic space has shown that to date there is no universal approach. This fact confirms the statement that the study of such category as economic space, assessing its quality is a complex and multitask process.

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