(100 words)The effective management of the risks posed by natural and man-made hazards requires all relevant threats and their interactions to be considered. This paper proposes a threelevel framework for multi-risk assessment that accounts for possible hazard and risk interactions. The first level is a flow chart that guides the user in deciding whether a multi-hazard and risk approach is required. The second level is a semi-quantitative approach to explore if a more detailed, quantitative assessment is needed. The third level is a detailed quantitative multi-risk analysis based on Bayesian networks.Examples that demonstrate the application of the method are presented.