This research aims to determine the role of work motivation (intrinsic and extrinsic factors) and job satisfaction as an employee performance maker on STIE Indonesia Banking School permanent lecturers. The population in this study were all STIE Indonesia Banking School permanent lecturers in 2015. We conducted a survey and the respondents was taken from STIE Indonesia Banking School permanent lecturers for 31 respondents. We used questionnaire method to collect information from the respondents. Data were analyzed using Partial Least Square (PLS) with Smart PLS 3.0 software. The results showed that intrinsic factors and extrinsic factors has a positive effect on job satisfaction, furthermore intrinsic factors has a positive effect on employee performance. Whereas extrinsic factors and job satisfaction has no effect on employee performance.

Bank digital BTPN Jenius melakukan kegiatan co-creation sebagai wujud upaya inovasi perbankan untuk meningkatkan kualitas layanan. Penelitian ini bertujuan untuk mengetahui pengaruh Derajat Co-Creation terhadap Kepuasan terhadap Perusahaan, Loyalitas, dan Pengeluaran. Dan untuk mengetahui peran mod-erasi Kepuasan dengan Kinerja Co-Creation dalam hubungan antara Tingkat Co-Creation dan Pengeluaran, Kepuasan dengan Perusahaan, dan Loyalitas. Metode pengumpulan data yang digunakan dalam penelitian ini adalah kuesioner online dengan sampel 153 responden yang merupakan pelanggan aktif Jenius di Jabodetabek. Analisis data dilakukan dengan menggunakan SPSS 24. Rangkuman hasil dari penelitian ini adalah, Derajat Co-Creation berpengaruh positif terhadap Kepuasan Perusahaan, Derajat Co-Creation ber-pengaruh positif terhadap Loyalitas, Derajat Co-Creation berpengaruh positif terhadap Loyalitas, Derajat Co-Creation. -Penciptaan berdampak positif pada Pengeluaran. Kepuasan terhadap Performa Co-Creation tidak terbukti memoderasi pengaruh hubungan antara Degree of Co-Creation dan Expenditures, Satisfac-tion with the Co-Creation Performance tidak terbukti memoderasi pengaruh hubungan antara Degree of Co-Creation dan Kepuasan terhadap Perusahaan, dan Kepuasan terhadap Kinerja Co-Creation tidak terbukti memoderasi pengaruh hubungan antara Tingkat Co-Creation dan Loyalitas

Analysis of costs and benefits is an instrument for assessing whether a project is feasible to be implemented or not. STIE IBS is currently developing a new system so that services to students can be better. Projects currently under consideration is a system of academic information system and internet connection. Both of these investment projects will be assessed each of its cost-benefit. The assessment results in the form of recommendations to the interested parties concerning which projects should be built first. This study uses cost-benefit analysis combined with analysis of cost budgeting. The implementation of this study begins by analyzing the existing projects in the information technology department to analyze the cost-benefit obtained from each of these projects, then do the calculations the difference between the benefits gained by the investment budget has been budgeted at the beginning. The analysis showed that the two investment projects in the budget it is worth the investment benefit, in other words, the technology field is greater than the costs. From both of those project, the procurement of Internet connection is recommended for doing first