This study aims to analyze the factors that affect consumer preferences in choosing Islamic banking services. The data were collected by distributing questionnaires, with 186 respondents selected as the samples from four universities in Ternate. Confirmatory Factor Analysis (CPA) was used for the data analysis in which the internal and external factors existed. The interpretation on indicator numbers of each factor was devoted to increase factor interpretation factor and determine models based on loading factor. Overall, the results indicate 11 indicators affecting consumers’ preference to Islamic banking services in Ternate. For one thing, the results of research indicate that consumers’ knowledge about type of banks does not affect their preference. This implies no correlation between them due to no clear understanding about religious affiliation influences to the selection of banks. In addition, the results showed family factors affect the consumers’ preference in choosing banks. It means family support influences the choice. Moreover, numerous product choices do not moderate consumers' preference. This study contends that information from media influences consumers’ preference. The higher the access to information media, the more chances consumers will opt for Islamic bank services. The factor analysis data management result reveals 11 items while KMO test value is 0,793> 0,5. Thus, it is feasible to use. This meaning that support is very influential on the choice, the results mention the product does not affect on the effectiveness of melting is more and more product. The choice of consumers to a product, the result of research mention information from the media on the selection of bank have influence. The higher the access of information media, the more chance consumers choose sharia bank service. The result of data management by using factor analysis is 11 items while KMO value in factor analysis test 0.793>0.5 then KMO value above factor analysis is feasible to use.

This study aims to analyze what economic sectors are the base sectors and contributions of the regency/city economic sector and classify competitiveness between regions of North Maluku province. Descriptive Methods Research. The object of research for regencies/cities in North Maluku. The data used are secondary and primary, Pdrb constant prices of regencies/cities, and North Maluku including in 2015-2019 constant prices. Techniques used Location Quotient, Shift Share Analysis, and Cluster Analysis. Research results. the district/city base sector has a competitive economic structure in North Maluku, there are Ternate cities, and there are 11 economic sectors that are based, while the Shift Share results have regional competitiveness; alternate the number of regional competitiveness in the sector as many as 12 sectors, East Halmahera the number of regional competitiveness in the sector as many as 10 sectors, Morotai Island the number of regional competitiveness in the sector as many as 7 sectors and.  West Halmahera Regency Cluster Grouping Has the most cluster proximity to the region in North Maluku province. West Halmahera regency has a relationship with the regency/city of competitiveness development for the West Halmahera area Keywords:,, ,

Penelitian ini bertujuan untuk menganalisis sektor unggulan apa saja yang merupakan sektor dasar pembangunan ekonomi maritim dan merumuskan strategi kebijakan dalam pembangunan ekonomi maritim di Kabupaten Halmahera Selatan. Penelitian ini merupakan penelitian deskriptif denga metode yang digunakan adalah survey. Data yang digunakan dalam penelitian ini adalah data primer yakni kuesioner dan data sekunder yakni data Produk Domestik Regional Bruto (PDRB) Kabupaten Halmahera Selatan dan PDRB provinsi Maluku Utara tahun 2013-2017 menurut lapangan usaha dan harga konstan. Analisis digunakan dengan metode Location Quotient (LQ) dan Analytical Hierarchy Process (AHP). Hasil penelitian menunjukkan bahwa sejumlah sector merupakan sektor basis kabupaten Halmahera Selatan selama lima tahun. Analisis strategi kebijakan pembangunan ekonomi maritim Kabupaten Halmahera Selatan menunjukkan bahwa ada tiga kriteria yang dapat dikembangkan untuk peningkatan pembangunan ekonomi maritim.Kata Kunci: Sektor Ekonomi Unggulan, Pembangunan Ekonomi Maritim This study aims to analyze what leading sectors are the basic sectors of maritime economic development in South Halmahera Regency. This research is descriptive study with method used is survey. The data used in this study are primary data namely questionnaires and secondary data namely Gross Regional Domestic Product (GRDP) of South Halmahera Regency and GRDP of North Maluku province periode 2013-2017 according to business field and constant prices. The analysis is used by the Location Quotient (LQ) and Analytical Hierarchy Process (AHP) methods. The results showed that a number of sectors were the base sectors of South Halmahera district for five years. Analysis of the maritime economic development policy strategy in South Halmahera District shows that there are three criteria that can be developed to increase maritime economic development.Keywords: Leading Economic Sectors, Maritime Economic Development

Riset ini bertujuan buat mengenali apakah pemasukan kios, harga serta modal mempengaruhi terhadap pasar modern. Ada pula variabel yang digunakan merupakan pemasukan, harga, serta modal selaku variabel leluasa setelah itu pasar modern selaku variabel terikat. Penelitian ini menggunakan data primer yang di dapatkan melalui wawancara dan penyebaran kuesioner kemudian alat analisis yang digunakan yaitu Uji Analisis Regresi Linier Berganda  dengan bantuan software  SPSS- 20. Hasil membuktikan kalau secara parsial variabel pemasukan mempengaruhi positif serta tidak signifikan terhadap pasar modern di Kota Ternate, sedangkan harga pula mempengaruhi positif serta signifikan terhadap pasar modern di Kota Ternate, sebaliknya modal pula mempengaruhi positif serta signifikan terhadap pasar modern di Kota Ternate. Dan jika dilihat secara simultan variabel pendapatan, harga, dan modal memiliki pengaruh secara bersama sama terhadap pasar modern di Kota Ternate.

This study aims to examine the optimal use of anchovy resources and the opportunities for available manpower needs in North Halmahera Regency, North Maluku Province. This study uses secondary data in the form of fish production and effort to catch and primary data on production costs and selling prices. This study uses a bioeconomic estimation model, namely the Fox model. The difference between this study and other studies is that the analysis does not end with knowing the optimal allocation of fishing gear used, but also converts it to labor in the utilization of anchovy resources. The optimal allocation of anchovies resources produces the optimal number of catches per trip that can be caught with the number of fishing gear, as many as 81 units of chart fishing gear. The number of optimal fishing gear in this study is more than in the current actual condition of 60 units, so it is still allowed to add nine fishing gear, or economically there is a chance of availability of 105 new workers.