The research in this article will examine whether perceived usefulness, privacy and security of e-wallets, perceived ease of use, and perceived trust mediated by behavioral intention affect the use of e-wallets. This study uses primary data, namely data obtained by distributing questionnaires using a google form to 230 respondents. The research data is processed using the smart PLS 3 program. The results of this study are perceived usefulness, perceived ease of use, and perceived trust have a positive effect on behavioral intention and e-wallet use. For privacy and security, this variable has a positive effect on behavioral intention but has no relationship with e-wallet use. In addition, the study also found a positive relationship between behavioral intention and e-wallet use, so it can be concluded that the actual use of an e-wallet is determined by the user's intention to use it. Therefore, users should be given an understanding of this faster and easier transaction to encourage usage.

The purpose of this study is to develop a model and research the effect of macroeconomics which includes the BI rate, exchange rate, and inflation on the development of the broad money (M2) by using data from the last ten years from 2011-2020 and obtaining 120 data. The method used in this research is quantitative research using SPSS software as a data processing tool. The results show that the variable BI rate, exchange rate, and inflation simultaneously have a significant effect on the amount of money circulating in Indonesia in the 2011-2020 period. In addition, the inflation variable and the BI rate have a negative relationship with the broad money (M2). Meanwhile, the exchange rate has a significant positive effect on broad money (M2).