The 3p 4D1/2,3/2,5/2,7/20 energy levels in O II were investigated by means of beam-foil excitation and the resultant lifetimes were corrected for cascade effects using the arbitrarily normalized decay curve (ANDC) technique. The results are compared with theoretical calculations, as well as results obtained by other workers.

The underwriting process is of prime importance to any insurer as it represents the starting point of the legal and financial relationship between an insurer and a particular proposer. This research focuses on the perceptions of the leading short-term insurers in South Africa concerning the underwriting process of motor vehicle insurance. The importance of the various underwriting factors is assessed in order to enable insurers to concentrate on a few most important ones. The specific problem areas of the underwriting process are thereafter highlighted, and possible solutions are discussed. In the last instance, the most frequently used stipulations to adjust insurance policies to take the underwriting factors into account and to alleviate underwriting problems receive due attention

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