Kesejahteraan keluarga masih menjadi permasalahan yang krusial di Indoneisa. Kesejahteraan ini sangat dipengaruhi oleh pendapatan dan pengelolaan keuangan yang dimiliki oleh keluarga tersebut. Peningkatan kesejahteraan keluarga dapat terjadi bila pengelolaan keuangan dilakukan dengan baik. Pendapatan yang relatif kecil bila di alokasikan secara efektif dan efesien dangan membagi proporsi konsumsi dan investasi secara tepat diyakini dapat meningkatkan kesejahteraan keluarga tersebut di masa yang akan datang. Pelatihan manajemen keuangan menjadi salah satu solusi terbaik yang dapat diberikan oleh civitas akademika. Pelatihan keuangan akan menambah pengetahuan dan kemampuan masyarakat dalam memanajemen keuangan yang dimiliki. Hal inilah yang mendorong peneliti untuk melakukan pelatihan manajemen keuangan. Peneliti memasukan instrumen islam kedalam materi pengelolaan keuangan dikarenakan pengelolaan keuangan secara islami akan mendatangkan kebaikan didunia hingga ke akhirat. Peneliti memililih Dea perlis sebagai tempat penelitian dikaenakan mayorita perekonomian yang dimiliki warga adalah menengah kebawah dengan penghasilan yang tidak menentu dikarenakan pekerjaan yang dimiliki hampir seluruh masyarakat adalah sebagai nelayan. Hasil pengabdian kepada msyarakat ini telah menambah pengetahuan dan kemampuan masyarakat dalam mengelola uang yang dimiliki secara efektif dan efesien serta sesuai dengan syariat islam.

As part of efforts to boost the economic vitality of the village communities in Pematang Bandar district of Simalungun Regency, public awareness of the use of palm leaves for sticks has encouraged entrepreneurs to develop crafts by processing palm leaves into sticks. It provides an opportunity to open a product workshop and lead to a variety of products. processed. High quality handicraft shape. The craft of processing palm sticks is very promising if you reach the right target market with the right strategy and advice. The purpose of this service activity is to see how stakeholder perspectives and strategies of oil palm artisans are implemented to support economic growth of rural communities in Pumatan Bandar District, Simalungun District. The SWOT analysis method uses joint engagement and research techniques. From the results of the activities, the village community-run handicraft shop of palm oil sticks in Pematang Bandar district of Simalungun Regency is very promising with increased sales, number of consumers' interest and wide market share. The use of palm oil sticks in crafts has the potential to support economic growth in the community. Therefore, one viable strategy is to open production cooperatives to improve services and increase the quality and consumer confidence of products made from palm oil sticks. In addition, this palm oil stick handicraft business is considered creative and productive as it can generate employment for the community, which helps to promote economic growth in the community.

This study was conducted to determine how the influence of the current ratio, debt to equity ratio, and return on assets on stock returns in manufacturing companies in the basic and chemical industrial sectors listed on the Indonesia Stock Exchange. Data taken from www.idx.co.id. The data used are from 2014 to 2019. The study was conducted in 2021. The population in this study was 61 companies with 39 companies used as samples. This study uses quantitative data that is processed with the Eviews 9 application with the panel regression method. The test results conclude that only the return on assets variable partially has a significant effect on stock returns, while the current ratio and debt to equity ratio partially have no significant effect on stock returns. Simultaneously, the current ratio, debt to equity ratio, and return on assets also have no significant effect on stock returns of manufacturing companies in the basic and chemical industry sectors. The contribution given by the variable current ratio, debt to equity ratio, and return on assets to stock returns is only 1.20%, while the level of closeness of the variables current ratio, debt to equity ratio, and return on assets to stock returns is not very close.

This community service activity aims to improve the understanding of the community of Pahlawan village fishermen as a service partner on the basic concept of international trade. The method of devotion is done by (1) observes; (2) counselling/socialization lectures; and (3) evaluation. The results of the devotion showed that the group of fishermen as participants/forums have shown enthusiasm in attendance, receiving information as an effort to add knowledge and insight from the method of counselling lectures/socialization of materials that have been conducted by the dedicated team. The team's recommendation for further community service activities after this stage is to perform the same methods with different themes such as differences in the number of fishermen's catches before and during the Covid-19 pandemic that can affect the export performance of fishery subsectors. To return to become additional information knowledge and insight in the community of the Pahlawan village fishermen group.