This study aims to analyze the effect of convenience and feature availability on the use of mobile banking at PT Bank Negara Indonesia (Persero) Tbk. This study uses a questionnaire as an instrument to take a sample of 100 respondents who are users of BNI Mobile Banking. The sampling method used is probability sampling. The analytical method used in this research is multiple linear regression analysis. The independent variables in this study, namely the convenience and availability of features, are able to explain the dependent variable, namely the use of mobile banking by 67%, the remaining 33% is determined or explained by other variables not included in this analysis or study. The results of this study indicate that the ease and availability of features have a significant effect on the use of mobile banking because it has a significance value <0.05 (0.001 for convenience and 0.001 for feature availability). And simultaneously the ease and availability of features have a significant effect on the use of mobile banking with a significance value of 0.000 <0.05.

Ilhamum-Taza is a micro, small and medium enterprise (UMKM) which is engaged in the production and sale of tempe chips and peanut brittle which have become souvenirs from Jambi. UMKM manage the sale of goods is still manual so that the sale of goods is not optimal. Sales management to be more optimal so that it must use a web  based e-commerce information system. The development of this web based e-commerce information system uses the waterfall model and the data flow model uses DFD (Data Flow Diagrams) . This research and design produces an e-commerce information system that will be implemented in UMKM Ilhamum-Taza.

Sejak tahun 2020, wabah Covid-19 telah masuk ke Indonesia, mempengaruhi berbagai sektor seperti kesehatan, pendidikan, bisnis, dan sektor lainnya. Kasus penutupan sekolah, pengurangan karyawan, penutupan berbagai toko adalah beberapa dampak negatif dari situasi ini. Berbagai cara telah dilakukan untuk mengatasi permasalahan tersebut. Para pengusaha wanita memulai usahanya dari rumah selama masa lockdown dengan berbagai jenis usaha yang dikembangkan. Tujuan dari penelitian ini untuk mengetahui faktor-faktor apa saja yang mempengaruhi motivasi dan pilihan usaha para pengusaha wanita tersebut, terhadap usaha yang dijalankannya di masa Pandemi Covid-19. Sampel dalam penelitian ini akan diambil secara acak sederhana (Random Sampling Method), yaitu sebanyak 100 entrepreneur wanita yang memulai usaha dari tahun 2020. Jenis data yang akan digunakan adalah data kualitatif dan kuantitatif yang bersumber dari data primer. Metode analisis data dalam penelitian ini adalah metode regresi linier berganda, yaitu uji-t dan uji-F dengan  menggunakan aplikasi SPSS. Dari hasil analisis data, ada 3 faktor yang mempengaruhi motivasi mereka dalam menjalankan usaha, yaitu terdampak Covid-19, usaha mandiri, dan dukungan keluarga. Selanjutnya ada 5 faktor yang mempengaruhi pengusaha wanita dalam memilih jenis usaha di masa pandemi Covid-19, yaitu passion, bakat, modal, trend, dan maintenance. Kata kunci: Covid-19, entrepreneur wanita, motivasi, pilihan usaha  ABSTRACT Since 2020, the Covid-19 outbreak has entered Indonesia, affecting various sectors such as health, education, business, and other sectors. Cases. School closures, reduction of employees, closing of various shops are some of the negative impacts of this situation. Various ways have been done to overcome this problem. Women entrepreneurs started their businesses from home during the lockdown period with various types of businesses being developed. The purpose of this study is to find out what factors influence the motivation and business choices of these women entrepreneurs, for the businesses they run during the Covid-19 Pandemic. The sample in this study will be taken at a simple random (Random Sampling Method), namely as many as 100 female entrepreneurs who start a business from 2020. The type of data that will be used is qualitative and quantitative data sourced from primary data. The data analysis method in this research is multiple linear regression method, namely t-test and F-test using the SPSS application. From the results of data analysis, there are 3 factors that influence their motivation to run a business, namely being affected by Covid-19, independent business, and family support. Furthermore, there are 5 factors that influence women entrepreneurs in choosing the type of business during the Covid-19 pandemic, namely passion, talent, capital, trend, and maintenance. Keywords: Covid-19, business choice, motivation, woman entrepreneur

Village-Owned Enterprises (BUMDes) are village business institutions managed by the community and village government in an effort to strengthen the village economy which is formed based on the needs and potential of the village. The potential owned by BUMDes as a village community independent business institution in providing the welfare of the village community itself. The problem with BUMDes Lestari Jaya is that the sales system that still uses manual methods to sell these products will require a long time in the sales process, there is no interactive service for customers in ordering products other than coming directly to BUMDes or communication via telephone. In carrying out its business activities BUMDes Lestari Jaya does not allow selling manually. Therefore from the need for a website to facilitate the sale of products and ordering products. The results achieved in this study are a website based information system at BUMDes Lestarai Jaya using Xampp, PHP and MySQL. With this system, it is expected to be able to overcome existing problems and improve service quality for BUMDes Lestari Jaya customers. For BUMDes Lestari Jaya itself makes it easy for consumers to obtain information, to make online ordering ordering transactions and can help the BUMDes Lestari Jaya to increase and expand the range of product marketing.

A Employee performance is of course one of the important components for the company because it affects the company's operations. This study aims to analyze the effect of SAP software in improving employee performance in finance and accounting at PT. Perkebunan Nusantara VI, used a questionnaire as an instrument to take a sample of 30 respondents. The analytical method used in this research is multiple linear regression analysis. The independent variables in this study are software quality, information quality, software user satisfaction and the impact of using accounting software, while the dependent variable is employee performance of 65.3%, the remaining 34.7% is influenced by other variables. The results of this study indicate that the variables of software user satisfaction and the impact of using accounting software have a significant effect on employee performance with a significant value <0.05 with a value of Tcount < Ttable (-2.182 < 2.060) and (6.064 > 2.060). Meanwhile, the variables of software quality and information quality have no effect on employee performance because they have a significant value > 0.05 with a value of Tcount < Ttable (-0.293 < 2.060) and (-1.347 < 2.060). For the overall effect, the value of Fcount > Ftable is (11.870 > 2.76) with a significant value of 0.000 <0.05.