Abstrak Penelitian ini bertujuan untuk menguji pengaruh (1) kompetensi terhadap kinerja karyawan (2) budaya kerja terhadap kinerja karyawan (3) kompetensi dan budaya kerja terhadap kinerja karyawan. Desain penelitian yang digunakan adalah penelitian kuantitatif kausal. Subjek penelitian ini adalah karyawan Divisi Umum dan SDM Rumah Sakit Umum Karya Dharma Husada Bros Singaraja dan objek penelitian ini adalah kompetensi, budaya kerja, dan kinerja karyawan. Populasi dalam penelitian ini berjumlah 50 orang. Data dikumpulkan dengan kuesioner, wawancara, dan observasi. Analisis data yang digunakan adalah analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa (1) kompetensi  berpengaruh secara positif dan signifikan terhadap kinerja karyawan (2) budaya kerja berpengaruh secara positif dan signifikan terhadap kinerja karyawan  (3) kompetensi dan budaya kerja berpengaruh secara positif dan signifikan terhadap kinerja karyawan Kata kunci: kompetensi, budaya kerja, kinerja karyawan                                                                        Abstract The purpose of this research is to test the impact of (1) competence on employee performance, (2) work culture on employee performance, (3) competence and work culture on employee performance. The research design used is causal quantitative research. The subject of this study is all employees of the divisi umum dan SDM Rumah Sakit Umum Karya Dharma Husada Bros Singaraja the object of this study is competence, work culture and employee performance. The population of this studi is 50. Data collected by questionnaires, interviews, and observation. The data analysis used is multiple linier regression analysis. The results of this study indicate that (1) the competence has a positive and significant impact on the performance employee  (2) work culture has a positive and significant impact on the performance employee (3) the competence and work culture has a positive significant on the performance employee  Keyword:  employee performance, competence, work culture.   

ABSTRAK              Tujuan penelitian ini adalah untuk menganalisis dan menguji pengaruh dana pihak ketiga, modal bank, bunga kredit modal kerja, bunga SBI dan kredit periode sebelumnya baik secara simultan maupun parsial terhadap jumlah kredit yang diberikan bank umum di Indonesia. Penelitian ini menggunakan data dalam bentuk data triwulanan yang diperoleh dari Badan Pusat Statistik Provinsi Bali. Metode pengumpulan data yang dipergunakan adalah metode dokumentasi, selanjutnya dilakukan analisis data dengan model regresi linear berganda. Adapun hasil penelitian ini adalah 1) dana pihak ketiga, modal bank, bunga kredit modal kerja, bunga SBI dan kredit periode sebelumnya secara simultan berpengaruh signifikan terhadap jumlah kredit yang diberikan; 2) dana pihak ketiga dan jumlah kredit periode sebelumnya secara parsial berpengaruh positif dan signifikan terhadap jumlah kredit yang diberikan, 3) bunga SBI secara parsial berpengaruh negatif dan signifikan terhadap jumlah kredit yang diberikan; 4) Modal bank dan bunga kredit modal kerja tidak berpengaruh terhadap jumlah kredit  yang diberikan bank umum di Indonesia.

This study aims to determine the district's economic structure Bangli seen from the contribution to GDP and to determine the economic sectors that serve as a potential economic sectors in Bangli. This study uses secondary data from the data of Gross Regional Domestic Product (GDP), agricultural production data, data of population and distance between the districts. Data collection methods used are the methods of documentation. Data analysis with the Shift Share analysis and Location Quotient Analysis. The results of this study concluded that the rate of economic growth in the period 2013-2017 Bangli District slower than general economic growth in the province of Bali. The competitiveness of the sector in aggregate is lower than province. Contribution of the agricultural sector is dominant so the structure of the economy Bangli District is the traditional economy. Potential economic sectors that used as leading sector are agriculture and services sectors and sub sub sector of entertainment services and recreation. The Government should prioritize the Bangli district sector and commodities that have been identified leading, however other sectors and commodities sector continued to receive attention in proportion to the potential and development opportunities. Some leading commodity sectors and regions are not only maintained but should continue to be developed according to its potential to encourage the growth of GDP Bangli District for future development.

This study aims to: (1) describe the causes of low job satisfaction, (2) describe the impact of low job satisfaction, and (3) describe efforts to increase job satisfaction. The subjects of this research were all contract teachers at SMK Negeri 3 Singaraja, and the object of research was the low job satisfaction. The population in this study were all informants who would provide information about the low job satisfaction felt by contract teachers, consisting of the contract teachers themselves, the principal and students at SMK Negeri 3 Singaraja. This research is a qualitative descriptive study. This study uses purposive sampling and uses the Snowball technique which is useful for covering a wider sample as supporting data. The findings from the results of this study indicate that the causes of low job satisfaction experienced by contract teachers are due to several factors such as the lack of teaching hours for JTM contract teachers, delays in giving salaries, and teaching that is not in accordance with the competence of their skills.

The Indonesian government considers the tourism sector as one of the high contributors to the national economy. As one of them that supports tourism, especially talk about Tourism Villages, is the Ministry of Tourism and Creative Economy (Kemenparekraf) through a program released recently about ADWI 2022. Julah Tourism Village is one of the highlights that should be developed in the future as sustainable tourism. This research uses qualitative research by primary and secondary data in Julah Village. In primary data, data collection is through direct observation and interviews, while secondary data is collected through several studies, articles, and related literature. In this study, it was found that the development of sustainable tourism was not optimal. So far, tourism potential has been highly conserved but along with modernization and globalization, this can trigger the erosion of tourism potential which has an impact on unsustainability. Therefore, it is necessary to improve tourism development strategies towards sustainable tourism. Keywords: julah, optimization, sustainable tourism.