The study examines the causes and effects of driver's fatigue on road crashes in south-western Nigeria. The study was carried out in the administrative seats of Oyo and Ogun states of Nigeria with the aid of structured questionnaires which were administered on 325 respondents in the study area using simple random sampling approach. The collected data were analysed using multiple regression model.The study revealed that, duration of driving, stress, sleep deficit, alcohol contributed significantly to the causes of driver's fatigue both at 5% and 10% significant levels.It was concluded that, the safest option is for driver to avoid driving when sleepy on when they are ill or taking medication. And that it is pertinent on them to plan their journeys in such a way that it will include regular rest, break of at least 15 minutes at every two hours.

A sizeable number of people in developing nations, particularly Africa countries are rural dwellers who seldom have access to banking services despite their heavy reliance on remittances from economic migrants for social protection and poverty alleviation.There is therefore a dire need for the development of an effective mechanism for funds remittance especially for the rural dwellers. The development of mobile money (m-Money) will facilitate access to finance through the mobile platform, which has the largest rate of adoption all over the world (two-thirds of the world population has access) among other information and communication technology (ICT) facilities. This paper proposes a framework for m-Money implementation in Nigeria as a poverty alleviation tool for sending money from cities and towns to the rural dwellers. The objective is to design a simple, cheap and secure way of sending money better than the existing transfers. The developed framework is premised on the public and private partnership (PPP) initiatives that combine both account-based and electronic currency systems. It employs a 2-factor authentication using the phone and the national ID card, which doubles as an identity card and a payment card. The model will help jumpstart the implementation of bank-to-ATM, ATM-to-bank and mobile-to-ATM funds transfer in Nigeria among others as well as increase accessibility to funds.

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Previous studies indicated that most organizations do not invest in AIS because they do not know the importance of AIS to their organizational growth, while some that invested do not know it impacts on their organizational growth. This study examined investment in accounting information system and its effect on sales growth of Nigeria Small and Medium Enterprises (SMEs). The specific objectives of the study are to; identify the factors that influence sales growth, and examine the relationship between investment in Accounting Information System (AIS) and sale growth. A total of 120 questionnaires were administered to management staff of each selected Small and Medium Enterprise (SME) in Lagos State, Nigeria. Both descriptive and inferential statistics were employed for the study. The descriptive statistics employed include percentage frequency and charts to achieve the study objectives. The inferential statistics employed is multiple regression analysis while ANOVA was used to examine the relationship between investment in accounting information system and sales growth. Findings revealed that AIS investment, non AIS labor and AIS labor accounted for 82% of the variation in sale growth in the study area and that there is a relationship between investment in accounting information system and sale growth. Furthermore, it was revealed that AIS investment have the highest impact on sales growth (beta value = 0.944) followed by AIS labor (beta value =-0.018) while the variables that had the least impact on sales growth was Non AIS labor (beta value =-0.052). Conclusively, it was affirmed that a relationship existed between investment in AIS and sales growth. Consequently, government should implement a policy that will stimulate the investment in AIS by SME in order to improve their sales and in return have positive impact on economy development of the nation.