Housing prices globally remain very expensive for young adults while financial instruments to obtain them become more complicated, demanding, and discouraging, especially in the modern post global financial crisis (2007)(2008)(2009)(2010)(2011)(2012)(2013)(2014)(2015)(2016)(2017). The way people acquire homes haven't change over the last 100 years, maintaining the three classic and dominant alternatives which is either thorough mortgages, cash payments, or combination of these. Young adults have been underserved by financial institutions and their products have not yet met young adults' conditions. This research has been directed to utilize today's technology and contribute with innovative financing solutions that can addresses the young adults' needs. The proposed Fintech approach presents the architecture of a technology-based platform whereby Co-sharing agreements between real estate developers and young adults can be created. Such agreements can be integrated into the financial institutions processes to efficiently address and serve this significant target group by delivering creative innovative financing alternatives.