A coarse-to-fine multi-view stereo network with Transformer (MVS-T) is proposed to solve the problems of sparse point clouds and low accuracy in reconstructing 3D scenes from low-resolution multi-view images. The network uses a coarse-to-fine strategy to estimate the depth of the image progressively and reconstruct the 3D point cloud. First, pyramids of image features are constructed to transfer the semantic and spatial information among features at different scales. Then, the Transformer module is employed to aggregate the image’s global context information and capture the internal correlation of the feature map. Finally, the image depth is inferred by constructing a cost volume and iterating through the various stages. For 3D reconstruction of low-resolution images, experiment results show that the 3D point cloud obtained by the network is more accurate and complete, which outperforms other advanced algorithms in terms of objective metrics and subjective visualization.