Smart cards are related to the issues of security. The applications of smart card are manipulated in hardware, software and telecommunications which appears to be a big issue. In this paper we introduce a new design which is a secured 2 level processing in authentication which uses
the number of the pin as 1st authenticated level by the use of SHA-256. OTP is brought as a 2nd authenticated processing level. The project is to generate an OTP using the sha-256 hashing algorithm. As the program initiates, ‘local host: 8080/view’ is typed in the web browser to
bring up the front end of the application. Client and server nodes are created in the client node, the column for the username, credentials, messages and the trust values created while on server node, name and user credentials are created.
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