Risk management is useful in overcoming various problems such as not optimal business processes, the company’s reputation down, financial loss, or bankruptcy of a company. In the application of information systems, most organizations or companies have not noticed the importance of information systems security as well as the assets and impacts that arise. For that, the risk management assessment is used in reducing the errors that occur in the information system of the company's business processes. The risk management assessment is applied to the information system along with its assets in evaluating the possibilities of menaces and vulnerabilities. The Risk management assessment analysis is applied to the academic information system in universities. The result of the risk assessment is the results of recommendations on the stages that need to be done in protecting the assets of information systems and information systems themselves.

The digital revolution in economic sectors such as e-commerce and financial technology has affected various industries, one of which is the financial industry in various parts of the world. Conventional finance in the industrial era 4.0 is being challenged by the existence of fintech as an innovation in various financial sectors. Employment opportunities are wider with fintech than conventional ones. However, this digital finance requires human resources to support it. The university acts as a competent and competitive human resource maker in the financial sector by incorporating fintech into its curriculum. Sharia fintech also needs to be applied to the curriculum of a university. Islamic universities are also able to implement fintech in their curriculum. The method used in this study uses a literature review method with evaluation results from the application of fintech at the University. The original proposition in this study incorporates hypothetical commitments in regards to monetary innovation. Utilizing the methodical writing audit approach of Kitchenham, notwithstanding topical investigation, meta-examination and perception to approve the nature of writing and investigation, the consequences of this study give a hypothetical premise fintech research from a data frameworks point of view, including the plan of fintech innovation ideas and their turn of events.

Individual innovation ability is an essential element for enterprise-independent innovation and building a new nation. College students are the main force behind future innovation. But there is no practical means or method for promotion Student ability to innovate. This post discusses the features and benefits of creativity theory and extensions We analyzed and compared the major existing  innovation methods  from the perspective of capacity building. next, Presenting a combined training model to promote innovative abilities of students, taking advantage of creativity Research and Extenics are integrated and mutually supportive. The effectiveness of our model is proven by our educational practices Case. This dissertation also provides  reference material as a guide to improving the innovative abilities of graduate students

Primary school is an early age in the introduction of information and communication technology, therefore it is necessary to be prepared abilities and skills in the use of technology. Learning about entrepreneurship at the elementary school level is generally still traditional, where valuable renewal results are created. However, in this 4.0 era, many elementary students still traditionally run entrepreneurship, this has not been a challenge in line with the Ministry of Education and Culture on an independent campus. In order to create the involvement of young people in the field of entrepreneurship, the right solution is how entrepreneurship learning in Learning can be applied from an early age, namely to elementary school students. SEP (School Enrichment Program) is an entrepreneurial learning application based on iLearning aimed at elementary school students to have a high quality of creativity and a willingness to innovate at an early age. Based on the observational test results the Ubiquitous Learning Method is significantly able to influence the motivation of elementary school students to be enthusiastic in terms of entrepreneurial learning from an early age, and to show the results that Cronbach's Alpha 0.9> 0.6 ie the SEP is very accurate in its application especially can improve the results significant in influencing the formation of intentions in entrepreneurship even more starting to spread the trend of entrepreneurship which has now touched various circles, one of them among students.

In the era of the digital revolution, the use of technology has made technology a major demand, coupled with the development of insight and techniques, technology in this era has been widely used in all scientific fields. In the field of monetary economics, there are payment instruments that can be used to transact both in the form of goods and services. However, nowadays it is difficult to obtain information as technology develops, the term digital transaction appears. Because many activities are carried out manually, such as searching for customer information, entering inventory items, and payment transactions, the required data display time becomes very long for users and in the process of recording reports including paper, notes, receipts, pens, filing cabinets, etc. . equipment when an error occurs during the input process, generally used simultaneously. Therefore, in this paper, the aim of this DLCS (Digital iLearning Chain Scheme) researcher to utilize Bitcoin technology can help overcome the current problem of how to use Bitcoin cryptocurrency technology in the education payment system in Indonesia. This can give birth to a Bitcoin-based scholarship system. This study uses the Blockchain method to build the system, and uses Google Forms to collect information through digital observations and questionnaires. Based on the characteristics of the system, the Slovin formula is used to analyze various aspects of system satisfaction, and the results of 0.840>0.6 are used for processing, which means if alpha>0.6 then the system can be classified as "reliable". The reliability test proved that the evaluation was based on the provided questionnaire.