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Key Takeaways Replacing and repairing water infrastructure in the United States is a critical need, but finding a reasonable way to pay for infrastructure projects is a concern for countless utilities. The Water Infrastructure Finance and Innovation Act, a loan program commonly known as WIFIA, was signed into law in 2014 and has become a popular funding solution that continues to evolve and refine its processes. The profiles of four US utilities demonstrate WIFIA's flexibility in addressing different project financing scenarios.