A green economy has an impact on improving welfare, but it takes continuous efforts to achieve it from various fields. Contribution in the context of banking on a small scale is one of the initiatives that can show participation in achieving a green economy. This study aims to explore people’s behavior in financial transactions and analyze the practice of rural credit banks in encouraging the achievement of a green economy through the National Financial Inclusive Strategy (NFIS) program despite the COVID-19 pandemic. This study used quantitative approaches; observations were conducted at a certain time by collecting data taken directly as a complement to this study, as well as taking questionnaire data involving 363 samples and analyzing them using the structural equation model (SEM). The result is that green economic support is found in using paper for fewer savings transactions compared to branchless banking with conventional savings transactions. The high number of residents exposed to COVID-19 does not affect branchless banking. In addition, the use of branchless banking can show the penetration of financial literacy in the community. The results of the path analysis explain that perceived ease of use (7.468) and perceived usefulness (2.152) have an influence on attitude; intention is greatly influenced by attitude (15.357); and actual usage is influenced by intention (11.682). This research has specific implications for the Magelang City Rural Bank (MCRB), which needs to conduct market research to find out the potential of branchless banking that is specifically needed by the people of Magelang. Branchless banking innovation needs to be strengthened by presenting easy-to-understand and easy-to-use applications to improve the attitude of the Magelang people in adopting branchless banking applications and using them sustainably.

This study aims to analyze the factors that influence income inequality in the province of West Java. The data used is in the form of a cross-section of 28 districts or cities in the area of West Java and a time series for a period of 6 years, namely from 2015-2020. This study uses panel data regression analysis using a fixed-effect model and is processed with the help of Eviews 10. The results showed that the Human Development Index had a significant positive effect on income inequality. The population had an insignificant negative effect on income inequality. The open unemployment rate had a positive and minor impact on income inequality.

As a developing country, Indonesia has not been separated from the problem of poverty. Central Java is one of the provinces in Indonesia that has a high number of poor people in Indonesia. Even poverty in Central Java is still a strategic issue that cannot be completely resolved. This study was conducted with the aim of knowing the effect of the output of the agricultural sector, manufacturing industry, and the tourism sector on the number of poor people in Central Java in 2016-2020. This study uses secondary data using a panel regression model. The results of this study indicate that (1) the agricultural sector has a negative and significant effect on poverty in Central Java, (2) the manufacturing sector has an insignificant negative effect on poverty in Central Java, (3) the tourism sector has a negative and insignificant effect on poverty in Central Java, (4) the agricultural sector, the manufacturing sector, and the tourism sector together have a significant influence on poverty in Central Java in 2016-2020.

Tujuan penelitian ini adalah ingin mengetahui perspektif pajak daerah dan kontribusinya terhadap Pendapatan Asli Daerah di Kota Magelang. Metode penelitian yang dilakukan adalah dengan data primer dan sekunder. Data primer yaitu dilakukan wawancara dan servuy dengan dinas terkait. Data sekunder berasal dari data yang diperoleh dari DPPKAD Kota Magelang. Penelitian ini merupakan kajian mendalam berkaitan dengan Pendapatan Asli Daerah yang berasal dari pajak daerah. Hasil yang diperoleh adalah bahwa peran dan kontribusi pajak daerah bagi PAD Kota Magelang masih sekitar 10-15% yang artinya belum cukup untuk membiayai pembelanjaan kepemerintahan di Kota Magelang. Oleh karena itu, masih sangat diperlukan dukungan dan kontribusi dari pemerintah pusat untuk membiayai pembelanjaan pemerintah Kota Magelang.