Aim Fungal symbionts are ubiquitous in plants and can mitigate abiotic stressors associated with climate change. Predicting fungal symbiont distributions under future climates first requires knowledge of current distributions and their potential drivers. Location We documented colonization by fungal symbionts in perennial, cool‐season grasses along altitudinal gradients in the Rocky Mountains of Colorado, USA. Methods Across seven replicate altitudinal gradients, spanning c. 1400 vertical meters, we scored fungal colonization for 46 grass species. We documented altitudinal clines in colonization by both above‐ground and below‐ground fungal symbionts for the first time, including localized foliar endophytes (LFE) and systemic endophytes (epichloae) in leaves and arbuscular mycorrhizal fungi (AMF) and dark septate endophytes (DSE) in roots. For a subset of 16 well‐sampled grass species, we used model selection procedures to evaluate the relative importance of geography, edaphic factors and host plant identity. We also assessed the influence of host phylogenetic relatedness and colonization by co‐infecting fungi. Results Levels of fungal colonization varied strongly with host plant identity, but the effects of particular host species were not consistent across fungal groups. In addition to the influence of host identity, epichloae colonization declined with elevation and varied with geography (latitude/longitude) and edaphic factors. Geography and collection date were important predictors of LFE colonization, with higher colonization later in the growing season. Colonization estimates for the obligately plant‐associated fungi (epichloae, AMF) were phylogenetically conserved across the grass supertree. Positive correlations between AMF and DSE, which remained even after accounting for host plant relatedness, suggested possible synergisms between these fungal groups. Main conclusions Our survey showed greater host specificity in patterns of fungal colonization than prior reports and revealed that different fungal symbiont groups do not share similar drivers. Conserving plant–fungal symbioses under future climates may require unique strategies for different plant species and fungal symbiont types.

Few studies have tested whether mutualisms may affect species distributions by altering the niches of partner species. We show that a fungal endophyte is associated with a shift in the soil moisture niche of its host plant relative to a co-occurring, endophyte-free congener. The endophyte appeared to initially restrict its host's distribution to wetter microsites before positively affecting its growth, suggesting the value of considering symbiont effects at different partner life stages. Our study identifies a symbiotic relationship as a potential mechanism facilitating the coexistence of two species, suggesting that symbiont effects on host niche may have community-level consequences.