This article is devoted to the consideration of the features of the financial system in the context of the digitalization of the modern economy. The authors cite the key aspects of the methodology of scientific knowledge of digital transformation. The methodological approach to defining the digital economy in the financial system is considered. So, as the materials of the theoretical part of the study, the collection, systematization, analysis of data and statistical reference books of the Territorial Body of the Federal State Statistics Service for the Republic of Bashkortostan, reports of the Government of the Republic were used, materials were analyzed to determine the Digital Russia index of the Moscow School of Management Skolkovo and others. numerous open sources of information. The collection and analysis of quantitative and qualitative indicators of digital inequality in the Republic of Bashkortostan was carried out, statistics of indicators of digitalization of the tax system of the Republic were considered

Introduction. Many researchers studying the causes of the economic crisis and its consequences, come to the conclusion that this process is bifurcational, in other words, it gives rise to the transition of the economic system to a new stage. The use of a "synergistic approach", in which the object or phenomenon under study is considered as a kind of "evolutionary process", when studying the patterns of functioning of the financial system in the Russian Federation, seems to be the most promising. This approach allows us to describe the operation of the financial and banking systems at the level of the entire state, which certainly allows us to develop and apply modern high-tech products and services created as a result of the digitalization of the financial system at the level of all subjects of the Russian Federation. Methodology. Research methods, such as statistical, analytical, observation and grouping methods, are aimed at identifying objects of digital technology transformation, the use of products and services in the financial system. When solving the problem of predicting the properties of the "digital economy" object, it is important to track the dynamics of the studied indicators. The analysis of large arrays of data gives a large number of analytical studies, the description of which allows us to build a predictive model of strategic development and demand behavior. Results. It has been determined that digitalization in the financial environment is necessary in terms of the transfer of products, services that should be available to the public, organizations, enterprises, be comfortable, and most importantly, aimed at obtaining financial services through a provider, through remote access. Conclusion. The key trends in the development of the financial market in our country, identified by the Central Bank of Russia, create conditions for increasing the efficiency, manufacturability and customer focus of market players.

Байгузина Л. З. Восстановление финансовой системы после кризиса Башкирский государственный университет, Институт экономики, финансов и бизнеса, УФМЦ по финансовой грамотности ИРО РБ 450076, ул. Карла Маркса, 3/4 г. Уфа, Российская Федерация, Республика Башкортостан e-mail: Lyuzab@mail..ru Аннотация В статье анализируются восстановление финансовой системы после кризиса, связанного с ограничениями по распространению коронавирусной инфекции (СOVID-19). В сложившейся ситуации происходит отток капитала. Автор проанализировал механизм последовательности кризисных событий, представил прогноз МВФ относительно динамики темпов прироста валового внутреннего продукта по состоянию на апрель 2020 г. Проанализированы несколько сценариев выхода из данной ситуации, где приводятся статистически данные, сделал выводы, что нормализация экономической ситуации будет происходит постепенно. Ключевые слова: глобальный кризис, экономические проблемы, мировая экономика, сценарии выхода.