The object of the study is the materials of aerial photography obtained with the application of an unmanned aerial vehicle (UAV) DJI Phantom 3 Advanced and processed by Agisoft PhotoScan Professional Edition software. The objective of the present research is to study the feasibility of the data obtained by innovative photogrammetric methods for monitoring and analyzing the agrolandscapes nanorelief as well as for the design of agrolandscapes in adaptive landscape farming, to identify the possibilities of assessing the occurrence of erosion and make a forecast of their development in the study area using photographic plans. In the course of the work, methods and means of obtaining aerial photographs of a site in the Voronezh region were considered. The altitude map and orthophotomap resulting from image processing were analysed. It has been revealed that such digital models make it possible to study and analyze the state of the surface of agrolandscapes up to the smallest forms of nanorelief both visually and with the application of mathematical characteristics. However, deficiencies in the accuracy of the obtained plans along the edges of the shooting area were noted and the methods for solving the problem of inacuracy were proposed.

The article deals with the procedure for assessing the market value of loan obligations for enterprises of the investment and construction complex in the context of the digitalization of the Russian economy. The relevance of the topic is confirmed by the fact that digital systems and technologies have been developing rapidly in Russia in recent years, since the level of development of the digital economy is important for increasing the competitiveness of the state with other developed countries. The banking system is inextricably linked with the digital economy, which completely changes the structure of the banking system as a whole, first of all, accelerating all processes, making them more accessible and transparent. The authors of the article study the concept of a digital economy and examine the impact of the digital economy on the banking system. Assessment of the market value of loan obligations in business is a new topic in appraisal activities. The article discusses in detail the approaches to determining the market value of a business, the most suitable methods for determining the market value of a right of claim are clarified and updated. The authors investigated the concept of a collection agency, the procedure for cooperation between credit institutions and agencies. They analyze the statistics on the sale of debts, as well as the advantages for credit institutions of transferring the right of claim to agencies.