The emergence of Islamic banking system has had a huge impact on the financial industry. This research attempts to identify the influential factors that are associated with Islamic banking adoption between the Muslim and non-Muslim populations in Sarawak, Malaysia. With the "adoption of Islamic banking" as the dependent variable, this study studies its relationship with seven independent variables. They are, four attributes of innovation, namely; 1) relative advantage, 2) compatibility, 3) observability and 4) complexity, and three additional variables namely; 5) perceived risk, 6) perceived trust and 7) customer innovativeness. A convenient sampling method is used whereby a questionnaire is administered to 436 respondents in Sarawak, Malaysia. Using the logistic regression method, three factors; 1) compatibility, 2) relative advantage/observability and 3) complexity are found to have significant relationship with customers' adoption of Islamic banking products and services.Keywords: Islamic Banking, Adoption, Diffusion Of Innovation Theory, Logistic Regression Abstrak Perkembangan pada sistem perbankan syariah membawa dampak yang sangat besar terhadap industri keuangan. Kajian ini bertujuan untuk mengidentifikasi faktorfaktor memengaruhi penerimaan bank syariah antara masyarakat muslim dan nonmuslim di Sarawak, Malaysia. Variabel dependen yang dipergunakan dalam penelitian ini ialah penerimaan terhadap bank syariah. Terdapat empat attribut inovasi yaitu: 1) keuntungan relatif, 2) kesesuaian, 3) pengamatan, 4) kompleksitas. Serta tiga variabel tambahan, yaitu: 5) risiko yang diharapkan, 6) kepercayaan yang diharapkan, 7) inovasi dari nasabah. Metode pengambilan sampel dengan teknik convenient mendapatkan 436 responden di Sarawak, Malaysia. Teknik analisis yang dipergunakan ialah regresi logistik dengan tiga faktor: 1) kesesuaian, 2) keuntungan relatif/pengamatan, dan 3) kompleksitas ditemukan memiliki pengaruh yang signifikan terhadap penerimaan nasabah atas produk dan jasa bank syariah.
There is growing concern about the disastrous effect of the food manufacturing sector on the environment, making environmental management practices (EMPs) a potential solution that cannot be ignored. In order to deepen the knowledge related to environmental attitude and the relationship between this attitude and the intention to adopt EMPs, the owner‐managers of small‐ and medium‐sized enterprises (SMEs), which are the primary decision‐makers in the organisation, are the best area of interest to be tested. This paper aims to investigate the influence of owner‐managers’ environmental attitude and its mediation effect, as well as the influences of attributes of innovation toward the intention to adopt EMPs. This study was conducted on 367 food manufacturing SMEs in Malaysia, and the data collected were analysed using structural equation modelling. Findings revealed that environmental attitude, relative advantage, compatibility, and complexity have significantly influenced the owner‐managers’ intention to adopt EMPs. Furthermore, the owner‐managers’ environmental attitude proved to have partial mediation effects in the structural model. The paper has significant implications as it shows the vital role of the owner‐managers’ environmental attitude, not only as a driver that nurtures the intentions of EMPs, but also as an intervening variable that mediates the relationship between the attributes of innovation and the intention to adopt EMPs.
SMEs in the food manufacturing sector represent a considerable proportion of mainstream businesses in Malaysia. The changes in the lifestyles of Malaysians have led to increased demand for convenience and processed foods, which has led to a growing number of food manufacturing establishments in Malaysia. Nevertheless, the expansion in the food manufacturing sector is followed by a rise in environmental issues. Therefore, to mitigate the impact of food manufacturing activities on the environment, one of the best possible solutions is to implement environmental management practices (EMPs). SMEs may encounter varying levels of pressure from customers, regulatory bodies, and the social community regarding environmental behavior and compliance. This study used the Stakeholder theory to develop the research model. The first objective of this study is to determine the effect of SMEs’ external stakeholders, including customer pressure, regulatory pressure, and social community pressure, on food manufacturing SMEs’ intention to adopt EMPs. The second objective is to test the effect of firm size as a moderating variable. A structured questionnaire was administered to 367 food manufacturing SMEs in Malaysia. The findings reveal that the SMEs’ intention to adopt EMPs was significantly related to customer, regulatory, and social community pressures. The study also discovered that firm size only moderated the relationship between customer pressure and the intention to adopt EMPs. The results provided a more robust understanding of the effect of external factors on SMEs’ intentions toward EMPs. Policymakers are recommended to carefully consider those factors to encourage more SMEs to adopt EMPs. SMEs should cultivate a learning and innovative culture to successfully embrace EMPs in a changing business environment.
China’s foreign trade has gradually lost its advantage due to continuous rise of RMB exchange rate and the labor costs in recent years. China urgently needs to explore new international trade markets to reinvigorate its foreign trade. With the recent development strategy of “One Belt One Road”, China should seize this opportunity to develop Islamic finance since most countries along the routes are Islamic countries. Islamic finance differs from traditional finance in its principles, development, products, operations, and regulation. The purpose of this article is to examine Chinese views on Islamic finance. The study conducted a survey through questionnaire. The findings show that the most ideal area to develop Islamic finance is in China’s northwest region due to its cultural advantages. The survey records that respondents’ reluctance towards Islamic finance mainly due to the absence of legal system and financial regulations for Islamic finance in China. Moreover, lack of talents in Islamic finance is also a major concern based on the survey. The study believes that the development of Islamic finance is conducive to the sound development of China’s financial system. It strengthens economic and trade cooperation with the Islamic world, enhances the ability to attract investment, and promotes harmonious economic development of ethnic minority areas.
Despite the rising awareness on practicing healthy eating habits, statistics show the severity of the health state of Malaysian population. This indicates that most people may not have transformed their awareness into healthier eating behaviors. In response to this discrepancy between awareness and behavior, it is crucial to develop some basis for understanding the intention towards healthy eating as intention is believed to lead to performing desired behaviors. Therefore, this study aimed to identify the significant factors influencing Malaysians' healthy eating intention with the application of Theory of Planned Behavior (TPB). A sample of 1,719 adults participated in this study. The data were analyzed using multiple regression analysis. All exogenous constructs consisting of attitude (β = 0.570), perceived behavioral control (β = 0.244), and subjective norm (β = 0.082) have positive and significant relationship with healthy eating intention. The model explained 56.7% of the variance in healthy eating intention with attitude being the most influential predictor. The findings confirm the applicability of TPB and provide indispensable insights in understanding the factors influencing the healthy eating intention among Malaysian adults. These findings can be used further to develop effective intervention programs in promoting healthier eating behaviors among the population.
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