Financial inclusion plays a vital role in developing the nation. There are different factors providing their assistance in boosting the nation, but it is essential to provide financial aid to backward and rural citizens of the country. It has been analyzed from the previous studies that from 2005 onwards government and Reserve Bank of India have taken many steps to promote financial inclusion. However, only 70% of people have taken advantage of financial products and services. This research paper is based on the study of previous research work so that it will be helpful for the legislative bodies to frame plans and policies relating to the digitalization of financial inclusion according to the need of society. For example, technology is beneficial in providing financial assistance in the rural sectors of the economy. In addition, a model is framed, which is helpful to know the nature of people toward financial inclusion through different perspectives such as economic behavior, financial literacy, and social inclusion. Hence, the government needs to take serious steps to implement the technology more productively to get positive results for financial inclusion all over the world. Because it is not possible to grow the economy without including the poor and backward zones of the nation.