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of preparing financing opportunities to these entrepreneurs; and (3) among the main issues faced by women-entrepreneurs lie in the repayment method, insufficient capital, lack of relevant trainingentrepreneurto increase skills and the lack of mentor system. The outcome of this study is anticipated to be able to improve the policy of entrepreneur development, especially increasing the number of women inthe field ofentrepreneurship. Apart from that, there are several criticial issues that need to be addressed by the government such as the need to coordinate institutions that offer micro-credit funding scheme, also the need to have a more transparent decision-making process in the distribution of financingallocation.

Justice and openness are among the values of working culture needed to support the development of civil society and democracy. Justice means that the works done by civil servants should be free from discrimination in any aspects, while openness means everyone who deals with the government offices should get transparent informations about things they deal with. This research aims to analyse the effects of the ethnical working culture to justice and openness in working culture of the civil servants in the Pasaman Barat Administrations. The research finds that ethnical culture tend to influence the civil servants in working justly and openly. To solve the problem, civil servants’ working culture in the government offices needs to change, which can be done by integrating the working culture set by the government with the positive ethnical culture and religious teachings in order to build democratic civil society. Kata kunci : budaya kerja etnik, Pegawai Negeri Sipil, masyarakat madani, demokrasi

Abstract

Tuah sebagai Sarana Pengembangan Etika Pengelola Keuang an Negara. Artikel ini berupaya untuk membangun konsep pri badi beruntung bagi pengelola keuangan negara dengan menggunakan budaya Melayu. Penelitian ini menggunakan desain penelitian spritiualis untuk membangun pribadi pengelola keuangan negara yang bertuah. Hasil penelitian menunjukkan bahwa pribadi bertuah berorientasi pada kesadaran tertinggi manusia, yaitu takwa (memiliki tujuan akhir kemba li kepada Tuhan dengan jiwa yang suci dan tenang). Selain itu, penulis juga menawarkan etika profetik sebagai solusi dalam membangun etika pengelola keuangan negara yang selama ini dibangun hanya berdasar pada aspek material.