The banking system will run well if all parts work well and synergize according to the function, the Internal Auditor has clear and legal authority to carry out the internal control and control functions. The quality of internal audit will be one of the benchmarks of whether a banking system can work well or not. The quality of good internal audit is the implementation of competence, ethics, and maximum work experience. The purpose of this study is to determine how much influence ethics competence, and work experience on internal audit quality partially. Data collection techniques in the study were questionnaires tested through descriptive analysis and multiple linear regression. The population in this study are the Internal Auditors at conventional bank in Tangerang City.The results showed that Competence partially positively influence the Quality of

This study aims to determine whether there are differences the performance of PT Bank Central asia Tbk before (2019) and after (2020) the covid 19 pandemic hit Indonesia. The method used is a non parametric of different test using the Wilcoxon test. The result is PT Bank Cetral Asia Tbk performance before and after covid 19 pandemic is no significant difference but not constant because had 5 (five) performance ratio had increase, there is Productive assets have problems with total productive assets, Return on Assets (ROA) , Return on Equity (ROE), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR), but 7 (seven) performance ratio decreased there is Capital Adequacy Ratio (CAR), Non-performing earning assets and non-earning assets to total earning assets and non-earning assets, Allowance for impairment losses (CKPN) of financial assets against productive assets, Non-Performing Loan gross, Non-Performing Loan net, Operating Expenses to Operating Income (BOPO), and Cost to Income Ratio (CIR).

PT. Bank Muamalat Indonesia is the first pure Islamic bank in Indonesia, while PT. Bank Mandiri is a state-owned bank (Persero) - one of the largest in Indonesia. The fundamental problems during the pandemic risk profile have not been implemented properly, so we need to compare their performance. This study aims to analyze whether: (1). There is a difference or not in the performance of Bank Muamalat Indonesia (private sharia bank) during Covid 19 (2020 and 2021), (2). There is a difference or not in the performance of Bank Mandiri (state-owned-conventional bank) during Covid 19, (3). There is a difference or not in the performance of Bank Muamalat Indonesia (private sharia bank) and Bank Mandiri (state-owned-conventional bank) during Covid 19. The method used is the different test using t test (paired sample t test). Based on the results of the study it was found that : (1) there was no significant difference in the performance of Bank Muamalat Indonesia during covid 19, (b) there was no significant difference in performance at Bank Mandiri during covid 19, (c) there was no difference in performance between Bank Muamalat Indonesia and Bank Mandiri during covid 19.

The research objective was to analyze whether any differences in bank financial performance at PT Bank Victoria Syariah between 2020 and 2021. The methodology used for data analysis was a non-parametric different test due is not normally distributed. Thus it used the Wilcoxon test. The results of study showed that there was no difference in the performance of bank Victoria Syariah between 2020 and 2021.

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