This paper proposes a palmprint based verification system which uses low-order Zernike moments of palmprint sub-images. Euclidean distance is used to match the Zernike moments of corresponding sub-images of query and enrolled palmprints. These matching scores of sub-images are fused using a weighted fusion strategy. The proposed system can also classify the sub-image of palmprint into non-occluded or occluded region and verify user with the help of non-occluded regions. So it is robust to occlusion. The palmprint is extracted from the acquired hand image using a low cost flat bed scanner. A palmprint extraction procedure which is robust to hand translation and rotation on the scanner has been proposed. The system is tested on IITK, PolyU and CASIA databases of size 549, 5239 and 7752 hand images respectively. It performs with accuracy of more than 98%, and FAR, FRR less than 2% for all the databases.