The development of fire insurance is one of the priorities of modern state policy in the field of fire safety. Particular attention is focused on the fact that currently there are no legal categories in the field of policy management of fire insurance. The purpose of the study: to consider the conceptual and categorical apparatus associated with the legal regulation of fire insurance and to conduct a theoretical and legal analysis. Tasks: to theorize the idea of the concept of legal regulation of fire insurance and its elements; develop and propose definitions of legal definitions on the legal regulation of fire insurance; to characterize the subject of legal regulation of fire insurance and the mechanism of legal regulation of fire insurance; determine the stages of the mechanism of legal regulation of fire insurance; analyze the effect of legal regulation of fire insurance. The research methods were: a general research method and a dialectical approach, expressed in the consideration and study of the theoretical foundations of the legal regulation of fire insurance; general scientific methods, observation, generalization, analysis, synthesis, induction, deduction, system method; private law method of cognition, formal legal method. As a result of the study, theoretical prerequisites have been created for the correct application of the concepts of legal regulation, which, accordingly, will positively affect the results of the operation of law in the field of fire insurance.
The formulation of the problem is due to the priority of the state’s tasks in the field of fire safety and the need in this regard for the development of legal regulation of fire insurance, which in turn focuses on the development of regulatory legal acts regulating public relations in the field of fire insurance. Law-making activity is inextricably linked with the application of legal and technical rules, with the development of precise terms. There are some problems of terminological uncertainty in the legal regulation of fire insurance. The purpose of work is to analyze the legal and technical characteristics of the term “fire insurance” used in legal acts, to determine the degree of its compliance with the requirements of terminological accuracy. The research is aimed at solving problems related to terminological uncertainty in the legal regulation of fire insurance. The subject of the study includes regulatory legal acts, court decisions, insurance rules, scientific texts using terms related to fire insurance in their content. The methodological basis is made up of general scientific methods. The method of dialectics, system-structural, formal-legal, comparative and other methods are used. The general theoretical views on concepts, terms, definitions are investigated. The lexical properties of the accuracy of the term “fire insurance” are considered. The discrepancy between the semantic content of the term “fire insurance” and its purpose has been revealed. The use of the term “fire insurance” is proposed and an attempt is made to define the concept corresponding to this term by the author. The conclusion is made about the possibility of using the term “fire insurance” in legal texts.
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