International approaches to a stricter definition of capital, increasing the minimum requirements for its value, and introducing new evaluation criteria will make it easier for banks to survive a period of economic instability. Experts believe that these innovations will make unstable participants leave the market and expand opportunities for those banks that are more stable and able to cover risks in critical situations. Compliance with the new regulations will require banks to raise significant amounts of additional capital. An alternative source of such capital may become the profit of banks, therefore shareholders will have to review the dividend policy in favor of improving the quality of funding.