In the era of globalization, shopping activities are not only for buying goods needed or for fulfilling needs, but shopping has become a lifestyle, pleasure & psychological activity. Not only the promotion of e-money, lifestyle, availability of funds (money availability), it also becomes the basis for consumers to make purchases. This study aims to analyze the effect of financial technology promotion (e-money) and the availability of funds through lifestyles on impulsive buying. The population used in this study are employees of PT. Mitra Pinasthika Mulia Surabaya in the spareparts division and the number of samples of this study were 92 people with a purposive sampling method. This research used PLS as analysis. The results showed that e-money promotion had a negative influence on impulsive buying, e-money promotion had a positive effect on lifestyle, the availability of funds had no effect on impulsive buying, the availability of funds had a positive effect on lifestyle and lifestyle had a positive effect on impulsive buying.

<p>Perkembangan teknologi dapat dimanfaatkan untuk mengetahui karakteristik reservoir sebelum dilakukannya kegiatan eksplorasi dan eksploitasi. Salah satunya dengan pemodelan geologi dan pemodelan reservoir untuk mendapatkan gambaran bentuk bawah permukaan, karakteristik reservoir, dan <em>OOIP</em>.  Analisis data log dan interpretasi geologi dilakukan untuk mendapatkan informasi lingkungan pengendapan, marker lapisan, dan bentukan struktur reservoir yang digunakan sebagai dasar pembuatan model geologi. Analisis petrofisik akan memberikan informasi mengenai karakteristik batuan reservoir. Untuk mendapatkan model reservoir, hasil analisis petrofisik akan didistribusikan pada model geologi. Kemudian penentuan <em>OOIP</em> dapat dihitung dengan menggunakan metode volumetrik. Reservoir batupasir sudah terbukti menjadi reservoir produktif di berbagai lapangan migas, seperti reservoir batupasir pada Formasi Talang Akar di Lapangan Sungai Lilin. Terdapat enam lapisan yang menjadi obyek penelitian pada Formasi Talang Akar yaitu lapisan D1, D2, E1, E2, F, dan H yang diendapkan pada lingkungan delta plain–delta front terlihat dari pola log yang berkembang yaitu <em>funnel shape, serrated shape</em>, dan <em>bell shape</em>. Perbedaan lingkungan pengendapan akan mempengaruhi geometri dan karakteristik reservoir. Didapatkan nilai <em>cut-off</em> untuk Vcl ≤0.40, porositas ≥0.10 dan saturasi air ≤0.7. Hasil analisis petrofisika kemudian didistribusikan pada model geologi dengan metode <em>Sequential Gaussian Simulation</em> , dimana penyebaran lingkungan pengendapan menjadi arahan dasar penyebaran properti reservoir. Perhitungan <em>OOIP</em> pada enam lapisan di Formasi Talang Akar berdasarkan pemodelan reservoir sebesar 8,387 MSTB, dengan lapisan menarik terdapat pada lapisan E2 2,340 MSTB. </p><p><em>Technological developments can be utilized to determine reservoir characteristics prior to exploration and exploitation activities. One of them is by geological modeling and reservoir modeling to get a picture of subsurface shapes, reservoir characteristics, and OOIP. Log data analysis and geological interpretation were carried out to obtain information on depositional environments, layer markers, and reservoir structure formations that were used as the basis for making geological models. Petrophysical analysis will provide information about reservoir rock characteristics. To get the reservoir model, the results of the petrophysical analysis will be distributed to the geological model. Then the determination of OOIP can be calculated using the volumetric method. </em><em>Sandstone reservoirs have proven to be productive reservoirs in various oil and gas fields, such as sandstone reservoirs in the Talang Akar Formation in Sungai Lilin Field. There are six layers that are the object of research in the Talang Root Formation, namely layers D1, D2, E1, E2, F, and H which are deposited in the plain-delta front delta environment as seen from the developing log pattern, namely funnel shape, serrated shape, and bell shape. The difference in depositional environments will affect the geometry and characteristics of the reservoir. Obtained cut-off values for Vcl ≤0.40, porosity ≥0.10 and water saturation ≤0.7. The results of the petrophysical analysis are then distributed to the geological model using the Sequential Gaussian Simulation method, where the spread of the depositional environment is the basis for spreading reservoir properties. The OOIP calculation for the six layers in the Talang Akar Formation is based on reservoir modeling of 8,387 MSTB, with an interesting layer found at the E2 layer 2,340 MSTB.</em></p>

With a very high flexibility, money waqf can be used as a source of funding to be invested or allocated to various types of programs for economic improvement of the public. One of the potential investment of money waqf is for the agricultural sector. In this case study, Global Waqf-ACT manages waqf funds into three divisions. The first division is fundraising which collects fund to be invested into productive business for agriculture to improve Indonesia's food security. Development of waqf funds was then carried out by LPM in order to increase the productivity of agricultural land by providing superior seeds, providing pest drugs, providing irrigation facilities and stabilizing the selling price of farmers' grain so as to improve the welfare of farmers in Jipang Village, Cepu District, Blora District, Central Java. Distribution of waqf in the form of distribution of rice for sale of Sodaqo Retail is based on buying and selling transactions with a certain amount, which is then distributed to the beneficiaries and for humanitarian aid in areas or countries suffering from disasters. To increase the amount of money waqf for agriculture for better agricultural productivity and prosperity of farmers in Jipang Village, Cepu District, Blora Regency, Central Java, the Global Waqf –ACT established a business capital loan program for farmers with a voluntary loan system.   Keywords: Management, Money Waqf, Agriculture, Global Waqf

Area yang digunakan untuk mengelola proses komersialisasi dalam pengisian ruangan disebut sebagai area komersial. PT. Angkasa Pura I (Persero) menerapkan proses tender dalam pengelolaan area komersial berdasarkan Commercial Space Plan yang telah disepakati. Banyaknya ruang kosong di Area komersial di BandaraSepinggan Balikpapan menyebabkan tidak maksimalnya pemanfaatan area komersial di area Bandara sehingga tidak maksimalnya pendapatan perusahaan yang didapatkan dari pemanfaatan area komersial.Berdasarkan permasalahan tersebut, tujuan penelitian ialah mengetahui komponen Sistem Informasi Tender Area Komersial dan mengetahui Perancangan Sistem Informasi Tender Area Komersialdi PT. Angkasa Pura I (Persero) Bandara Sepinggan Balikpapan. Perancangan menggunakan metode Object Oriented Analysis and Design (OOAD) sedangkan analisis dilakukan pada proses bisnis yang sedang berjalan yang selanjutnya hasil analisis dituangkan dalam perancangan sistem informasi Tender Area Komersial berupa aplikasi web yang dapat membantu kegiatan pelaksaan tender. Sistem informasi Tender Area Komersial ini memudahkan bagi PT. Angkasa Pura I (Persero) dan calon mitra usaha dalam memberikaninformasi tender yang sedang berjalan dari mulai pendaftaran, pemilihan paket tender, pengumpulan dokumen dan pengumuman hasil tender

This article aims to introduce more about Islamic banking and show the development of Islamic banking in Indonesia. This paper uses a literature study method with qualitative data analysis. Broadly speaking, the meaning of Islamic banks is a bank that runs according to Islamic sharia and has also been recognized by the MUI as an Islamic-based financial institution. However, it is undeniable that until now the development of Islamic banking has not been as advanced as conventional banks and is also in great demand by all circles of society. Artikel ini bertujuan untuk mengenalkan lebih dalam tentang bank syariah serta menunjukkan perkembangan perbankan syariah di Indonesia. Tulisan ini menggunakan metode studi kepustakaan dengan analisis data kualitatif. Secara garis besar arti dari bank syariah merupakan bank yang berjalan menganut syariah Islam dan juga telah diakui MUI sebagai lembaga keuangan yang berbasiskan Islam. Namun tak dipungkiri juga bahwasannya hingga detik ini perkembangan Bank Syariah belum bisa seperti Bank Konvensional yang sudah maju dan juga banyak diminati oleh segala kalangan masyarakat.