Islamic Banking Liquidity Management. This article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt) on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need), for Islamic banking in Indonesia has been availabled some instruments such as (IMA) certificate of Mudhorobah Investment between bank, (PUAS) market banking regulations between syariat bank, (SWBI) Bank of Indonesia Wadiah certificate, (FPJPS) provision about short term cost facility for Islamic banks  DOI:10.15408/aiq.v6i1.1371

Islamic Banking Liquidity Management. this article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt) on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need), for Islamic banking in Indonesia has been availabled some instruments such as (IMA) certificate of Mudhorobah Investment between bank, (PUAS) market banking regulations between syariat bank, (SWBI) Bank of Indonesia Wadiah certificate, (FPJPS) provision about short term cost facility for Islamic banks Keywords: liquidity, Islamic banking, instruments Abstrak. Pengelolaan Likuiditas Bank Syariah. Tulisan ini berkenaan dengan manajemen likuiditas yang membahas mengenai posisi uang kas suatu perusahaan dan kemampuannya untuk memenuhi kewajiban (membayar utang) tepat waktu.Manajemen likuiditas merupakan salah satu fungsi terpenting yang dilaksanakan oleh lembaga perbankan, dan di dalam pengelolaannya yang secara efisien ini diperlukan adanya instrumen dan pasar keuangan baik yang bersifat jangka pendek maupun jangka panjang, baik itu untuk perbankan konvensional maupun syariah. Untuk keperluan yang bersifat mendasar itu, (yaitu penempatan dan pemenuhan kebutuhan jangka pendek) bagi perbankan syariah di Indonesia telah tersedia beberapa instrumen seperti (IMA) sertifikat investasi mudharabah antar bank, (PUAS) aturan-aturan tentang pasar keuangan antar bank dengan prinsip syariah, (SWBI) sertifikat wadiah bank Indonesia, serta (FPJPS) ketentuan tentang Fasilitas Pembiayaan Jangka Pendek bagi bank syariah.

This article discussed the settlement of disputes that occur within the Islamic economic institutions (LES). Before being taken to the court, the case of the dispute between the customer and Islamic banking can be solved by consensus or reconciliation (ishlah). Other choice is arbitration Indonesia through sharia arbitration institution called as BASYARNAS (National Arbitration Board). This is what made the different between conventional banking and Islamic economic institution in Indonesia. In Indonesia, there is now also a new provision regarding the institution of the Religious Courts. Although it not optimal implementation, It serves adjudicate disputes that occur between the customer and Islamic banks.DOI: 10.15408/ajis.v15i2.2867

<p><em>Poverty is the main focus of the central government and local governments. Because it is one of the causes of backwardness and an obstacle in the development of a nation. With the existence of a family program, it is expected that it can improve the socio-economic conditions of the Very Poor Family, increase the level of Very Poor Family education and improve the health and nutrition status of pregnant women and toddlers in Indonesia. Very Poor Family. The Family Hope Program is expected to reduce poverty and improve human resources, especially in the group of very poor people. The main problem in channeling the Hope Family Program was that the eligibility determination system was still manual and used data several years ago. This is feared to cause confusion and inaccuracy of beneficiaries of the Family Hope Program, so a decision support system is needed to determine the qualifications of recipients of the Hope Family Program. The results of the study using C5.0 Algorithm from this study, can know that the main root in determining recipients of family planning programs is the ownership of school children with acquisition of 0.512716784</em><em> </em></p><p><strong><em>Keywords:</em></strong><em> C5.0, Decision tree, Poverty, Classification, Hope family program.</em></p><p><em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Kemiskinan adalah fokus utama pemerintah pusat dan pemerintah daerah. </span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Karena itu merupakan salah satu faktor penyebab keterbukaan dan penghambatan dalam pembangunan suatu bangsa. </span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Dengan adanya program keluarga, diharapkan meningkatkan status sosial ekonomi Keluarga Sangat Miskin, meningkatkan tingkat pendidikan Keluarga Sangat Miskin dan meningkatkan status kesehatan dan gizi ibu hamil dan balita di Indonesia. </span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Keluarga yang Sangat Miskin. </span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Program Keluarga Harapan dapat mengurangi kemiskinan dan meningkatkan sumber daya manusia, terutama pada kelompok orang yang sangat miskin. </span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Masalah utama dalam menyalurkan Program Program Keluarga Harapan adalah sistem pemilihan menentukan apakah masih manual dan menggunakan data beberapa tahun yang lalu.</span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Hal ini menimbulkan keraguan dan ketidaktepatan penerima Program Keluarga Harapan, sehingga diperlukan sistem pendukung keputusan untuk menentukan kualifikasi penerima Program Keluarga Harapan. </span></span></span><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Hasil penelitian dengan menggunakan Algoritma C5.0 dari penelitian ini, dapat membantu penelitian tentang akar dalam menentukan penerima program Keluarga harapan adalah kepemilikan anak sekolah dengan persetujuan 0,512716784</span></span></span></span></em></p><p><strong><em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Kata Kunci:</span></span></span></span></em></strong><em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"> C5.0, Decision tree, Kemiskinan, Klasifikasi, Program keluarga Harapan.</span></span></span></span></em></p>

Software berkualitas tinggi adalah software yang tidak ditemukan cacat (defect) baik selama proses pemeriksaan atau pengujian. Masalah utama dalam dataset software metrics adalah imbalance class yang membuat data menjadi tidak seimbang karena data yang cacat (kelas minoritas) jumlahnya lebih sedikit dibandingkan dengan data yang tidak cacat (kelas mayoritas), masalah ini dapat menurunkan kinerja klasifikasi. Pada Penelitian ini, untuk menangani masalah imbalance class dilakukan dengan integrasi Distribution Based Balance dan Bagging berbasis classifier C4.5 dan Naïve Bayes. Hasil  penelitian menunjukkan  bahwa  model yang diusulkan mencapai akurasi dan AUC klasifikasi yang lebih tinggi. Rata-rata akurasi 93.84%, rata-rata nilai AUC 0.939 dengan nilai rata-rata peningkatan presentase AUC mencapai 0.34. Hasil kinerja Classifier C4.5 lebih baik dibandingkan Naïve Bayes dengan rata-rata akhir akurasi dari kinerja model klasifikasi 82.42% dan AUC 0.738 lebih baik dibandingkan kinerja algoritma pembanding Naïve Bayes dengan selisih akurasi 4.4% dan selisih AUC 0.023. Model yang diusulkan merupakan  model  terbaik  dalam  penelitian prediksi cacat software untuk menangani masalah imbalance class.