regression analysis. It was found that the average age of members in the women groups is 31 years (84%). All the women are married (100%). However, majority of the women have no formal education (86%). Most benefits enjoyed by the members of women groups are loans and credit secured (91.8%), provision of assistance during hardship (80.6%) and boosting of income (50.7%). The results of the multiple regression analysis showed that the variables (age, educational level, credit secured and income) together explained 30.3% of the total variation in group membership (R2 = 0.303). The Pearson correlation result revealed a significant relationship between age (r = -0.424, P<0.05), educational level (r = -0.440, P<0.05), credit secured (r = 0.359, P<0.05), income (r = 0.430, P<0.05)
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