Digitalization of manufacturing industries is becoming the engine of digital transformation of the entire economy. The essence of the digitalization process in the context of the deployment of the Fourth Industrial Revolution is the process of penetration of info communication and computer technologies into the mechanisms and business processes of the real sector of the economy. A key component of the digital transformation of manufacturing industries is the introduction of cyber-physical systems. In order to assess the level of digital transformation of the national economy, new concepts are introduced: the index of development of cyber physical systems, proposed to reflect the processes of neo-industrialization - Industry 4.0 and the index of transformation of a business model, indicating the dynamics of the processes of Industry 3.0. A set of measures has been proposed to reduce the risks of displacing the domestic economy to the “margins” of world leaders in the international division of labor and in the new technological environment and to increase the profitability of enterprises in the real sector of the economy.

The effective use of natural resources for to meet the needs of society and the state economy became relevant in the middle of the last century, when the UN began to hold the first conferences on sustainable development. Today, these issues are shifting to the prism of the efficient use of natural resources and the conservation of ecological diversity for future generations. The work analyzed the indicators on the volume of pollutant emissions, current expenditures for ensuring environmental stability and the share of disturbed lands. Because of the analysis, it was found that not all emissions and waste are effectively disposed of, and land reclamation after mining is only one third. The work presented measures to ensure environmental protection and measures that need to be implemented at the state level. In conclusion, the study presents the main findings and results of the work.

The article is devoted to the development of digital competencies among students of higher educational institutions. The study analyzed the digital competencies of students and the level of Internet use for receiving services and their self-education. The analysis showed that students have the simplest digital competencies, while about half of the students perform specific digital operations and use the Internet for self-education; moreover, there is a digital inequality between students living in urban and rural areas. At the end of the study, activities were proposed aimed at developing digital competencies among university students and reducing the digital divide among students living in urban and rural areas.

The article is devoted to the questions of development of tax strategy of the state in the field of stimulation of investment activity of banks. The author analyzes the influence of taxation on the yield of credit transactions of banks. Special attention is paid to tax risks of banks in realization of investment operations. Issues of tax stimulation of investment demand and investment supply are considered.