The purpose of this research is to know the influence of intellectual capital and islamicity performance index by proxy is profit-sharing ratio, zakat performance ratio, and equitable distribution ratio on performance of Islamic bank in Indonesia in the period 2010-2014. The data used in this research is financial statement of 11 Islamic bank in Indonesia 2010-2014 periods. Regression model using panel data with Fixed Effect Model. The result of this research is intellectual capital and zakat performance ratio has significant and positif impact on ROA, while equitable distribution ratio has not significant impact on ROA, and profit sharing ratio has significant  and positif impact on ROA.   Keyword: Islamic bank, Performance, Intellectual Capital, Islamicity Performance Index

Company as a tax cutter has a very big role for the government. Currently there's a few companies that implement the tax deductions are not consistent with applicable regulations. This is caused by the company which considers the tax as a cost that the company will minimize the costs to optimize their profit. It is necessary good cooperation between the government and the company for the sake of continuity of the tax deduction . PT. GATRA KALTIM JAYA engaged in General trading in Balikpapan City has provided the highest satisfaction to the customers by providing the best quality products and innovative services on time. In this satisfying PT. GATRA KALTIM JAYA need qualified employees in order to achieve company goals. Therefore as an appreciation for services provided by its employees, the company gave contra such as wages and salaries also benefits as well as some additional bonuses. So, PT. GATRA KALTIM JAYA is obliged to withhold income tax  of salary employees' salary Article 21. The analytical method used in this research is descriptive research. The results are PT. News in Brief KALTIM JAYA Balikpapan in doing calculations, deductions and tax reporting of Income Tax  Article 21 of  the employee already complianced with the provisions of Law Taxation. No. 36 of 2008.

This article contains an explanation of the management of Islamic finance in modern literacy in Indonesia, nowadays it is understood that Indonesia still has a literacy level which is considered quite low, so it needs to be reviewed. This journal only describes descriptively about the material and theories regarding financial literacy and financial management in a person which is an important science to be able to improve his financial well-being.