This study explores the Relationship between Organizational Culture and Turnover Intentions of selected Small and Medium Enterprises in Southeast -Nigeria. Specifically,it investigates the effects of founder's values on the turnover intentions of SMEs; socialization on the employee turnover intentions; and morale on turnover intentions of SMEs. Survey method of data gathering was adopted wherein structured questionnaire was instrument of data collection. With a population of 2500 registered SMEs within the capitals of the five South-eastern States, a sample size of 330 was drawn using Freud and William's formula at 5% error margin. 330 copies of questionnaire were distributed while 300 were returned. Three hypotheses were tested using the component of t-test in the Statistical Package for Social Science (SPSS). Results of the analysis reveal that Founder's value has positive impact on the turnover intention of small and medium scale enterprise, 2 (95, n = 330) =11.32036, p < 0.05.; Socialization have positive impact on the Turnover Intention,  2 (95, n = 330) =9.133469, p < 0.05.; while morale have no effect on turnover intention,  2 (95, n = 330) = 0.337944 p >0.05. The study concludes that organizational culture

The paper assesses the effectiveness of commercial bank loans as sources of funding Small and Medium Enterprises (SMEs) in Southeast, Nigeria. A cross-sectional survey method wherein structured questionnaire was used to collect data was adopted. A sample of 500 respondents was randomly selected from the five industrial hubs in the five states of Southeast, namely Nnewi, Aba, Enugu, Abakiliki, and Owerri. With the aid of pecking order theory (POT)/hypothesis of Lending, percentage formula, and SPSS version 20.0 tools, the data generated from the respondents were analysed. Among others, the results of the analysis reveal that SMEs and commercial banks are highly indifferent to the loans facilities; strict collateral requirements, high interest rates, and the nature of requirements for guarantors dissuade SMEs from accessing loans; and government interventions provided palliative measures but failed to address the problems associated with the loans. Therefore, this paper recommends policy reforms to reduce interest rate, collateral and guarantor requirements. Further research on how to modernise and harmonise other external sources of SME funding such as "daily contribution" and "Isusu" systems is required.

The study examined the effect of non -financial rewards on staff productivity in Shoprite Company Enugu. The study sought to determine the relationship between medical benefits and level of absenteeism; the relationship between having relaxation areas and volume of output. Relevant research questions were asked, and hypotheses were formulated and tested. Primary and secondary data were used. The primary sources were the administration of a questionnaire to the staff of Shoprite. The population of 275 was used. Copies of the questionnaire were administered and were returned. Two hypotheses were tested using F-statistic. It was found that the relationship between medical benefits and the level of absenteeism was significantly high, hence F(95, n = 275) =1046.270. The relationship between having relaxation areas and volume of output was significantly high, hence F(95,n=275)=1345.096,p<0.05. It was concluded that non-financial reward impacted on staff productivity, and commitment to the task. It was recommended amongst others that organizations should offer the proper medical facility to its employees to keep them motivated.

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