Indonesia is a country with a majority Muslim population. In terms of quantity, it has big potential as a center for the development of Islamic finance. The lack of Islamic financial literacy has made the public do not understand the importance of Islamic financial institutions in terms of both the benefit of the world and the hereafter. The method of implementing this activity is carried out in four stages, namely (1) Planning, (2) Preparation, (3) Implementation, and (4) Evaluation Implementation. At the implementation stage, socialization of sharia financial literacy is carried out to students, teachers and guardians of students and mentoring. The results obtained from community service are the first percentage of understanding and knowledge of financial literacy which increased from 56,5% to 85% both students, teachers and guardians of students viewed from the results of the pretest and posttest that have been given. Secondly, during the mentoring the participants gave a positive response with a percentage of 86% and 100% interested in participating in the second phase of socialization in order to know the positive developments after obtaining mentoring as seen from the results of the questionnaire responses that had been given.
Tujuan dari penelitian berikut adalah ingin tahu berdasarkan faktor apa saja yang menjadi pengaruh nasabah dalam memutuskan mengambil pembiayaan gadai emas pada masa pandemi covid-19. Yaitu dengan meneliti beberapa variabel pengaruh aspek syariah, kualitas layanan, dan likuiditas emas pada nasabah yang memutuskan gadai emas sebagai pilihanya dalam masa pandemi covid-19 pada Bank Syariah Indonesia Gajah Mada. Pada penelitian berikut metode kuantitatif digunakan sebagai metode dalam penelitian untuk menggambarkan data berupa angka. Populasi pada penelitian berikut yaitu nasabah yang menggunkan produk gadai emas dengan sampel berjumlah 34 nasabah dengan mengunakan metode purposive sampel. Analisis linier berganda adalah metode yang di gunakan dalam menganalisis tersebut. Di peroleh hasil pada penelitian berikut adalah (1) Aspek syriah terdapat pengaruh secara individual pada keputusan nasabah dengan nilai thitung (2.315) > ttabel (2.0423). (2) Kualiatas layanan secara parsial mempengaruhi nasabah dalam mengambil keputusan di tunjukkan bahwa thitung (3,461) > ttabel (2.0423). (3) Terdapat pengaruh secara parsial varibel likuiditas emas hal ini berdasarkan nilai thitung (3,461) > ttabel (2.0423). (4) Likuiditas emas berdasarkan nilai beta yang di tunjukkan sebesar 0,39 dinyatakan sebagai variabel yang paling dominan. Kata Kunci: Keputusan nasabah, Gadai Emas, Pandemi Covid-19
Micro waqf banks are predicted to be a solution in improving the welfare of the poor and micro business actors around Islamic boarding schools, where this micro waqf bank is presented in accordance with Islamic values. The purpose of this study was to determine the management of the BWM Tebuireng Mitra Sejahtera fund and its role in improving the welfare of the pesantren environment. This research approach is to use a qualitative descriptive approach based on observations, interviews, or document review. This research also shows that BWM Tebuireng Mitra Sejahtera has a role in improving people's welfare. This has been proven through the ability of the community to implement Maqoshid Sharia in the form of religious protection (Hifdzu Ad-Din), protection of the soul (Hifdzu An-Nafs), protection of reason (Hifdzu Akl), protection of descendants (Hifdzu An-Nashl) protection of property (Hifdzu Maal).
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