This research work addresses the daily challenges encountered by loan applicants requesting for loan facilities from a loan scheme and the unnecessary end-to-end delays in the processing and some time the computational errors associated with the conventional ways of handling these task. An Automated Workflow Execution of loan transaction processing for distributed environment was designed as a result of the shortcomings attributed to the traditional system/environment for loan processing, web development tools such as Hypertext Markup Language (HTML), Hypertext Preprocessor (PHP), JavaScript, and MySQL were used to realize the web interface, and the distributed Automated Workflow Execution Engine for loan transaction processing. We achieved our objective in designing of the distributed software architecture and developing the web based automated workflow execution system to solve local loan transaction problems. A comparative evaluation in terms of features and functionalities was also done between the proposed system and five commercial automated workflow systems. Results revealed that the proposed system has lightweight architecture in terms of design patterns and the development tools used.
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